Diary of a Poor Person aged 46 1/2

mrscmr

well meetings arranged for OH business this week.
trying to sort car situation - i can save 50 pounds a month if i change to a different car - a newer car which is odd but apparently its easier to get a deal on new ones - saving 8K apparently and a flexible repayment plan. we have to decide this week though and feel a bit rushed.

ebay is quiet - think that everyone has stopped ebaying... but must list more.
need to do some paid work ... no motivation though would rather sleep and eat all day and see no-one.

savingholmes

Hi MrsC - it is easy to sink into the blues but it doesn't help! With the cars - do you need them at all? £50 cheaper is all well and good but could you manage without one or both (or more not sure)? could you send them back / sell them instead?

Best of luck with ebay - and get that paid work done LOL!

Have a good night

Happytogetdebtfree

Hi x hope you are well? Chin up that sounds like an idea of you don't need 2 cars get rid of one for now x I'm so tired back on long day tomorrow I should have been on nights boo it's my hen do at the weekend hehe x

mrscmr

ah if we could only get out of the agreements... :-( we have tried - the only options unless we want to default [which we dont] is to downscale and thats what we are doing!

have a lovely hen weekend, happytoget

SH hope its going well for you! cars are a real pain!

i transferred 6k from a ccard into bank account yesterday - believe me - its no way to live.

Raini

Hi Mrscmr, wish I had something usefully to say but am a bit upset myself this morning :undecided But you're not alone & you ARE doing great ... you inspire so many people on here ... try not to loose heart ... it will work out in the end ... *promise*! x

mrscmr

hi raini... whats up? why u sad? be brave too - its a sunny day and we are all here to help.

in my world, OH is off to meet accountant to have insolvency recommended this morning ...

have a good day all. oh and decided to not change car as cant afford the deposit.

Raini

mrscmr wrote: »

hi raini... whats up? why u sad? be brave too - its a sunny day and we are all here to help.

in my world, OH is off to meet accountant to have insolvency recommended this morning ...

have a good day all. oh and decided to not change car as cant afford the deposit.

Thanks lovely, I am OK just feeling a bit like I have to defend myself on here sometimes. I know that my situation isn't like many others but ... don't really know what to put there actually!!

I hope that OH's meeting goes OK ... or as well as possible.

Rubbish about the car ... it will all come right though ... x

savingholmes

Raini sorry you are feeling blue! Feeling blue myself to be honest - my car has gone from being worth around £1500 to being offered £100 scrap value !

MrsC hope today's meeting for OH goes well

Raini

Hi SH, maybe it's just a blue tuesday alround! At least we're not alone! God that's carp about the car very upsetting

Sending positive vibes out to all! x

mrscmr

SH - you know what though ... 2nd hand cars have no value. i had my car valued at 6k i still owe 12k on it!!! work that one out!

Raini - sometimes i feel that the forum is used by people who want to support you but their method of support is being a little harsh. especially when you are feeling a little exposed and sometime foolish [something i am often!], everyone person on here has a different reason why they are in a muddle, people of different ages/status/employment/homelife. i often read diaries and would love to swap other peoples debt problems for my own [strangely i think no one wants my debt?!?] i think wow u only owe XXX amount - i could pay that easily. but its about it all being relative to your own life and circumstance. people should not critise though - i think that we all need support and a good shoulder to cry on [well virtually speaking] - be brave and carry on the good work! xxx

and everyone else out there... you also carry on your stirling work. for us in grimstersland our situation is [hmmm i cant think of a word] but its bad. we will persevere!

have a good evening... holbycity and big brother for me!