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Diary of a Poor Person aged 46 1/2
Comments
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Sleep and wake up semi refreshed.
Otherwise you start taking longer to do things and making silly mistakes - well I do.
Hope it goes well.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
work finished and im ready.
done a really bad powerpoint presentation but it will have to do :-(
catchup properly laterHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
How'd it go?
Powerpoint is so annoying...when it goes wrong it goes so wrong.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
well surprisingly no one noticed how crap my presentation was! result!
said it was a very productive meeting and i have lots of work to do. on a fixed price though but at least i know how much i will be earning.
OH not home from work yet so dont know what the latest doom and gloom is.
seeing about car swap on monday so thats good. car man says he can save me 50 pounds per month and i can get a different car - result!
how all everyone doing?
i glad its the weekend im knackered!
xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
HI MrsC -well done on the presentation and new work in - and seemingly good news on the car!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I've got 3 tenant things this weekend, a flat showing, an eviction and an arrears fixing session ... sooooo much fun for one person.
Letting would be so good if it wasn't for the tenants (although one or two are great I have to admit).
Have you got anything fun planned for the weekend?:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
hi everyone
well seems like its almost time... that is 'crunch time'.
OH tells me that next week its insolvency time - they owe 300k and are owed 400k but i think thats the company are being advised to liquidate. could be a rocky time - OH soo worried and we had a good talk yesterday - says he feels better but i feel 10 times worse.
need to move my emergency money into the bank to pay bills now
a very grim time - sorry its just gloom and doom here ........ i am doing my best to be positiveHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Mrs cmr i think it takes alot of courage and strenth in your position and i wish i could be of help but my mere salary is hardly help to me so very little help to you
i think you will be ok big time the silver lining is coming
relax rely on friends and family dont go short on things that are needed and sacrafice the things that can later return
oh will be fine im sure give him support listen and listn dont show you feel worse he will feel worse men are very protective cretures
learn to shop at primark like ,me
xxx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
hi happytoget.. yes i know - thank you very much for your words of support... and yes i have discovered the delights that can be found in the great primark!!! xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi mrsmcr. I think you're very wise to move money where you can still get at it. The cash flow situation is a nightmare. Is there no way they can use a factoring company to get the £400k at a percentage? That would at least put them and not admistrators in control of any deficeit.
In the meantime I'd enusre you have money in an account where OH has no named involvement in case his personal assets as a Director are frozen which may impact any joint accounts.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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