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Diary of a Poor Person aged 46 1/2
Comments
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good luck mrs C - some good advice above!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
oo well its morning.
i am a headache - not surprised and still feel sick... so raini i wont need any cake! that must be a first.
sh - yes i have some great advice from everyone - esp kissjenn. OH and i are discussing options today. tomorrow is a major day so we are bit grim - i have never seen OH so grey looking and so close to tears.
talking of living in a caravan doesnt help! and to the outside world ... all looks rosy... but its not!
have a good day all..
xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Thinking of you lovely ... I hope the talking helps xxMortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
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Morning morning, mrs cmr
sending positive vibes hugs loves and smiles and happy thoughts and icing and sugar and all other things i can find in the cupboard of lorve .. off to bed back on another night shift .... chin up the silver lining is coming x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Talking's good. Great that you two are a team.
It's bad when cake ceases to have appeal....take heart the calories will soon sound yum again.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Nothing useful to add, just lots of dodgy hugs:grouphug: & positive vibesI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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thanks lurker!
have had 'chat' with OH and we will see the outcome of tomorrow. im v busy doing ebay listings...Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Fingers xd for you both.
Ps - isn't KissJen a fountain of knowledge!! Am liking her a lot!!!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Kissjenn .... knows stuff!! she is good to have around!
nice to hear from you Mrs GG! hope you all well and lovely - best regards to Mr GG! xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Kissjenn .... knows stuff!! she is good to have around!
nice to hear from you Mrs GG! hope you all well and lovely - best regards to Mr GG! x
I wonder if she knows people too?
TBH, I am well, but not so lovely. In rubbish mood and Mr GG and I have fallen out. Big stylleeeeeeeeeeeeeee.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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