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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh happytoget.. i am so sorry to hear that. had she been unwell? sounds pretty sudden. :-( xxx to u

    bb, sh and beanielou - thanks for popping in and posting.

    im so busy - cant believe how quick the days go by - ebay avon some proper paid work too!

    xx to all. we are having a 2 present only rule ! i choose mine as ferrari and 4 carat diamond!!!! [i am joking!]
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What sensible presents! Good for you! And all the paid work too, thats *seriously* good :)
    2023: the year I get to buy a car
  • Hi mrs cmr, very unsudden not expected so it was a huge shock we managed to spend half hour with her and then we were kicked out they didnt speak any english so very hard to ask questions or get a fuller understanding but i guess the lord moves in mysterious ways x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi htgdf glad you got to see her even if it was just for half an hour

    MrsC glad you are having work coming in!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    Hi mrs cmr, very unsudden not expected so it was a huge shock we managed to spend half hour with her and then we were kicked out they didnt speak any english so very hard to ask questions or get a fuller understanding but i guess the lord moves in mysterious ways x

    So sorry to hear about your loss, it's very difficult to understand what's going on when another language is involved. Hopefully things may become clearer later. Thankfully you had some time with her. It's a terrible shock when it's so unexpected as you've had no time to emotionally prepare yourself, not that that makes it much easier. Time will help.
    Take care
    bb
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Evening, Tuesday night we ha a phonecall from Spain where oh mum lives she had been rushed to hospital with a problem and then we were told less than 24 hours to live so we ha to get out there asap she passed 4 hours after we arrived so it's been not so great x


    really sorry to hear of this. i hope things are going as well as they can be under the circumstances.

    mrscmr - the thing is do you really want to just squeak by? The point of the DMP is to give you breathing space, and relief from stress. Wouldn't that make it worth it?

    But well done to the ebay meltdowns, i hope that is positive!
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all - what a dull old day :-( damp and drizzly

    how we all doing out there? soon be 1/2 term. have promised 1 trip to cinema!

    as xmas approaches i am dreading it to be honest - the first time in 15 years that xmas will be a real strain. hope that kids wont be to disappointed - i do love that christmassy feeling when the tree is busting with presents but no more :-(

    have a good day all x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happytogetdebtfree - I'm so sorry to hear of this - how traumatic for it to be so quick as well.

    Thinking of you.
    2023: the year I get to buy a car
  • Thank you all :D it means alot im keeping my head up and my debt reducing :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    mrscmr wrote: »
    morning all - what a dull old day :-( damp and drizzly

    how we all doing out there? soon be 1/2 term. have promised 1 trip to cinema!

    as xmas approaches i am dreading it to be honest - the first time in 15 years that xmas will be a real strain. hope that kids wont be to disappointed - i do love that christmassy feeling when the tree is busting with presents but no more :-(

    have a good day all x

    Just remember Christmas is not about gifts and money, it's about traditions, memories and most of all love.
    I've had some very money poor christmasses, one year I got a bar of chocolate from the OH, he said he couldn't bear for me to have nothing at all to open (big softie). It made me cry, I still have the gift card, it meant more to me than any of the more expensive presents he has bought since.
    Keep on keeping on.
    bb
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