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Diary of a Poor Person aged 46 1/2
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hi mrsc just checking in to see you are okay. Good luck with the ironing... I really should do it too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
peeps im just fine!
so busy with everything ... ebay completely out of control, work busy busy too - OH told me a sad tale today about how his ex dirs are actually fighting amongst themselves and its not pretty. lawyers involved - actually dirs are stitching each other up. he is better off out of it. he is also making amends with people he had fallen out with which is good to ease everyones souls! just to make peace is good sometimes!
right back to ebay... :-(xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Good news ebay is out of control, think of all that money coming in! It's a great feeling when you move it from the paypal account to your bank account
Have one last thing listed now that hasn't met reserve price but I think OH would welcome a break from the Post Office trips!
Good for a bit of peace in relations, makes you feel better about things I find.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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glad you are okay and still fighting the good fight!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
ok im like a mad person... so much to do!
ebay is crazy and now avon has arrived to be sorted and delivered! trying to fit in some proper work too!
yikes!
financial things might just squeek through this month... its a daily challenge to see whats going on... a fine balancing act.
have a good day all.Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi glad you seem to be coming out on top im so proud
, my poor mum has swine flu i cant believe it so now i cant see her due to my nature of work incase i get it and spread it so i have to ring her ive been so worried but she seems ok phew x advice whoch is best credit scopre guide to buy i want to look at my report like ?
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
well doing everything i can... have talked to cccs may do so again. can i ask... what does it do to your credit rating? or do i actually care? will i ever want credit again? nooo
good day all!x
I am sure this has been tackled, but yes it will trash your credit rating on a dmp, cos effectively you are defaulting on the contract you agreed to when you took out the credit
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Hi mrsc - so manic as ever - would you really have it anyotherway?
HTGDF - you can get a free credit report via a cashback site like quidco - providing you cancel during your free trial period. Most cashback sites offer cashback for credit reports....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Phew!! just had 17 pages to read to catch up
So sorry you've had a tought time but you seem to be back on the up again - avon sales are excellent
go girl!:TI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Sorry to hear that, a good friend of mine had it quite badly and has to have separate toasters and butter in her house so the crumbs don't cross contaminate. I think it's a bit easier these days as a lot more gluten free products are available.
It will get easier as you get more familiar with what you can and can't give him, at just 7 it's harsh though isn't it? Poor wee thing.
All the best.
bbI want a job that is less than an hour driving away from my house! Are you listening universe?
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