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Diary of a Poor Person aged 46 1/2

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  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Brilliant news on the avon orders :) you must be really pleased!

    How are you feeling about things today? With your bank account, could you open another one elsewhere before you start sorting out your DMP?
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    inmydreams - im feeling strong and fighting back with every ounce of strength in my body. trying hard not to dmp but self manage some how.

    thanks for popping in!
    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Go you. How was the work today?
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    work good!
    ebay good
    avon good

    fighting back!
    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • hey peeps hows the land of cmr, sounds good im really tired had a busy day missing my husband and just want winter to be gone :P its miserable, mrs cmr im day 6 of cambridge and doing well :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    day 6 wow good girl! you must have great stamina! keep going!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    mrscmr wrote: »
    work good!
    ebay good
    avon good

    fighting back!
    x
    Yay, go you!
    Despite the yukky weather I had a nice lunch out with my best friend today cost us just £5 each with drinks, so very money saving. (only do it once a month ...sigh) We had a good bellyache about our OH's, sorted out the world and got a freebie eyeliner in the shops. 'Twas a good day.
    Wishing y'all the best.
    bb
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad you have had a better day!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    awake from 5.20am - yikes!

    house tidy [ironing pile - ha im in denial!] but all rest is good

    im doing work! im ebaying and have to put in my avon today!

    Mood: super strong!

    how u all out there!?!

    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • gingababe
    gingababe Posts: 1,040 Forumite
    Part of the Furniture Combo Breaker
    mrscmr wrote: »
    awake from 5.20am - yikes!

    house tidy [ironing pile - ha im in denial!] but all rest is good

    im doing work! im ebaying and have to put in my avon today!

    Mood: super strong!

    how u all out there!?!

    x

    Keep going Mrscmr. Keep positive. You will sort it out. I have every faith in you .
    Ginga
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