A and L

damianmkv_2

hmmm - email was undeliverable they say s the KFI is going out in today's post...

cbrpaul

bownyboy wrote: »

Applied last Wednesday for the 3.99 deal and have been waiting nervously since then as it was passed to their underwriters. Hopefully will hear today.

Our LTV is approx 45% and my credit score is perfect (980 out of 1000 with experian) Just wondering why I've been referred.... Anyone else have this?

Recived the key facts document and had a call from the security department today who are happy.

So , you passed the credit check, have a good LTV , valuation completed , yet you are being passed onto their underwriters ,

Hmmmmm , I have passed the credit check , just waiting for the valuation but i still have not had the valuation fee go out of my account yet ,,, im wondering if something is going on here now ?

stolt

i had the EA ring me on friday to say that A&L have been on the phone to them regarding the valuation. And i noticed this morning that £530 has been taken from my bank so i guess the valuation will be done this week, still havent had my searches completed yet but have the sellers form and the ordanance plot plan drawing etc.

cbrpaul

stolt wrote: »

i had the EA ring me on friday to say that A&L have been on the phone to them regarding the valuation. And i noticed this morning that £530 has been taken from my bank so i guess the valuation will be done this week, still havent had my searches completed yet but have the sellers form and the ordanance plot plan drawing etc.

£530 valuation , wooow do you live in masion stolt :rotfl:

good news though , nearly there !!!

:T

stolt

cbrpaul wrote: »

£530 valuation , wooow do you live in masion stolt :rotfl:

good news though , nearly there !!!

:T

ha ha, i wish:D , its a pretty big house i guess but i have three young daughters to accomodate:rolleyes: At least A+L give us it back:beer: i've promised the girls one of those big trampolines for the back garden when we move in.

Yes nearly there, cant wait to be honest, been a long time coming but will be worth it when we finally move in. just waiting on searches now.

cbrpaul

yes when A+L give back the fee, go buy the biggest trampoline you can find ,

We got a 12ft one kids love it ,,,,, so do i

stolt

cbrpaul wrote: »

yes when A+L give back the fee, go buy the biggest trampoline you can find ,

We got a 12ft one kids love it ,,,,, so do i

I think a 10ft one will be big enough and the garden, I doubt its going to take me on it at 6ft and 15st! I'll probably bounce right out of it and over the fence!

cbrpaul

im 6ft'2 and 16 stone , so you should be ok :rotfl:

bownyboy

Phew, just called the underwriters and it was approved to next stage ie: they will be contacting vendor to arrange valuation in the next 24-48 hours.

Mudbath

We've had our formal offer but it still included the £25 for not taking their insurance. We were turned down by their insurance so shouldn't have to pay it. I feel i'm picking over £25 but they are going to get enough of my money in the long run so i'm going to try and get it back. Mind you, if it's going to mean I could lose the mortgage maybe I should shut up!!!:rotfl: