What is the real world ?

Rictina

ChampagneCharlie wrote: »

Hi Rictina

Afflunza said it all really, but I'll add my bit too ...

To bolster you some more, I too was in your shoes with a profitable construction company. (Now, to be honest the carpet hasn't been whipped from under me in such a drastic fashion (yet), but it came bloody close to it last January when Barclays, temporarily as it turned out, froze all my accounts).

Now I'm staring down the barrel of BR - something I have been trying to avoid for 18 months or so. I guess my number's up pretty soon. During this time Ive been in the process of re-ordering my situation in my mind, just as the whole financial world has to re-calibate to the new world of the credit crisis. And that is to stop feeling guilty and dejected about taking (or being made) BR. It is a perfectly legal, and I should add, rational means of dealing with unsustainable debt. You get a good deal if you can rationalise it, I think. In my case I am exchanging nearly £1/2m of debt for 12 months of inconvenience and at worst humiliation. Given the general economic backdrop we have at the moment, you could almost view it as a badge of courage - to confront your demons and, as is oft said in this forum, actually do something about it.

Hopefully, I, like many others, including you, shall emerge liberated from the chains of debt servicing. As I have said to another bloke elsewhere on this forum, you will become stronger, wiser and a more rounded person through the crucible of this failure. Don't all the really successful individuals and companies out there always stress that you only grow as a person or organisation through failure? Thos Edison said something about inventing the light bulb that always makes me smile: he invented 10,000 ways how not to make a working bulb before he got it right!

Anyway enough already. We're all behind you and don't take the faintest notice of those who haven't even had the guts to start their own businesses.
'Nuff said.

Best

CC.

Hi CC.

Please dont swear at me with the word "Barclays", Im sure you get my drift.;)

Yeah, Construction is a bad one at the moment. I did love it though, & still miss it.

"Badge of courage" thats a good one, I`ll remember that one.

Anyways, thanks for such a great post it really picked me up. We will succeed C.C, yes both of us you`ll see. Hope you get things sorted out soon. Its always nice to hear from someone else in the same trade. I dont know about you, but thats all I know !

Best of luck for the future.

Rictina

So_Sad_Angel

Lensman wrote: »

It kind of works though Angie. We have this preconception of a soft, melancholy person. And then come your words, each one as strong and well anchored as the foundations of the Clifton Suspension Bridge. And then we know different. And we have respect.

If there was a vote to change your user name I think I would click to keep it the same.

Affluenza is my favourite name on here. Very sharp and clever.

Thankyou for your kind words Jim....is there a `smilie` for a few tears???? I am truly humbled. I just say what comes into the old grey matter!!!

You made me smile & cheered me up.
Angex

tomterm8

Rictina wrote:

I am also confused as to why you are looking at Bankruptcy threads, if you have had nothing to do with bankruptcy ever before ?

I've had no personal experience with bankruptcy, although I have had personal experience with debt (which I eventually repaid, and am now debt free). As a consequence of the experience with debt, I volunteer for a debt charity, and come into contact with people considering bankruptcy fairly regularly.

I read these forums because it gives me some knowledge (albeit secondhand) of what it is like before and during bankruptcy, which allows be to help my victims with compassion and better understanding.

I don't see any problem with people without a personal experience of bankruptcy posting on this board, as long as what they post is both honest and not twatish.

Rictina

Hi TT.

Your quite right. Good for you, keep up the good work. Its nice to hear.

Thanks for the reply.

Rictina

affluenza

"I don't see any problem with people without a personal experience of bankruptcy posting on this board, as long as what they post is both honest and not twatish."

I applaud you for your decision to get involved with the debt charity - and you are making a difference.

Thankfully I have not encountered it here yet but sometimes individuals have very strong feelings about the whole idea of bankruptcy.

I don't know if they believe their own vitriol or if they are simply behaving as cyberbullies because they never have to deal with the consequences of an "attack" on a person who may already be severely depressed.