What is the real world ?

evenasus

Thank you for you response 'Angie'

Aren't some of our forum names strange?
Mine is an easy/simple anagram of my name.

eklynne

Sue Evans?

So_Sad_Angel

Mines totally random....too much red wine & drivelling in my glass sort of name!!!!

Lensman_2

So_Sad_Angel wrote: »

Mines totally random....too much red wine & drivelling in my glass sort of name!!!!

It kind of works though Angie. We have this preconception of a soft, melancholy person. And then come your words, each one as strong and well anchored as the foundations of the Clifton Suspension Bridge. And then we know different. And we have respect.

If there was a vote to change your user name I think I would click to keep it the same.

Affluenza is my favourite name on here. Very sharp and clever.

ChampagneCharlie

Hi Rictina

Afflunza said it all really, but I'll add my bit too ...

To bolster you some more, I too was in your shoes with a profitable construction company. (Now, to be honest the carpet hasn't been whipped from under me in such a drastic fashion (yet), but it came bloody close to it last January when Barclays, temporarily as it turned out, froze all my accounts).

Now I'm staring down the barrel of BR - something I have been trying to avoid for 18 months or so. I guess my number's up pretty soon. During this time Ive been in the process of re-ordering my situation in my mind, just as the whole financial world has to re-calibate to the new world of the credit crisis. And that is to stop feeling guilty and dejected about taking (or being made) BR. It is a perfectly legal, and I should add, rational means of dealing with unsustainable debt. You get a good deal if you can rationalise it, I think. In my case I am exchanging nearly £1/2m of debt for 12 months of inconvenience and at worst humiliation. Given the general economic backdrop we have at the moment, you could almost view it as a badge of courage - to confront your demons and, as is oft said in this forum, actually do something about it.

Hopefully, I, like many others, including you, shall emerge liberated from the chains of debt servicing. As I have said to another bloke elsewhere on this forum, you will become stronger, wiser and a more rounded person through the crucible of this failure. Don't all the really successful individuals and companies out there always stress that you only grow as a person or organisation through failure? Thos Edison said something about inventing the light bulb that always makes me smile: he invented 10,000 ways how not to make a working bulb before he got it right!

Anyway enough already. We're all behind you and don't take the faintest notice of those who haven't even had the guts to start their own businesses.
'Nuff said.

Best

CC.

eklynne

Fantastic post cc. Here here and all that jazz.

vlad_the_impaler

I think the attitude that some have to bankrupts is caused by the 5% of them who are p*ss-takers, and use it as a way of running up huge debts living the good life, and then walking away laughing at the suckers paying off the debt left. 95% of bankrupts are not like that, but as with anything there will always be a small weasel element that will take advantage, and that seems to be where the vitriol comes from.

Rictina, I hope you manage to start up again soon. The UK needs business.

Rictina

evenasus wrote: »

Do people from the bankruptcy forum never read other forums?
I normally only post on the Savings & Investments forum but do read most of the other forums.
I wouldn't though, voice my opinions on the bankruptcy forum, as I don't think that would be appropriate.

Yes, I do. I go on the benefits forum to try & help out. I love the freebies & competition forums.

Rictina.

affluenza

Vlad wins the name contest hands down!:A

Rictina

vlad_the_impaler wrote: »

I think the attitude that some have to bankrupts is caused by the 5% of them who are p*ss-takers, and use it as a way of running up huge debts living the good life, and then walking away laughing at the suckers paying off the debt left. 95% of bankrupts are not like that, but as with anything there will always be a small weasel element that will take advantage, and that seems to be where the vitriol comes from.

Rictina, I hope you manage to start up again soon. The UK needs business.

Hi there.

Thanks for the encouragement & hope.

All this that I, & many others are going through is definatley making me a stronger person. The banks may of s**t on me, but they havent taken my knowledge of the industry I was in, & very happy with.

Rictina.