Best Cashback Cards Article Discussion Area

The_Saving_Man

theloft wrote:

CITI pulled their 1% rebate offer after a certain number of customers, I managed to get one and am really pleased I did. I have an old BA Amex and this is the Amex problem ! You can't use it in loads of places. Anyway 1% is bettter than all the miles/points etc.

I've read through a few posts about this card elsewhere, but wondered if someone could clarify if a BA Amex Card is better than a 1% card like Morgan Stanley for someone putting about £4000 on a card per year and who pays off his debt on time every month? Isn't 4000 BA Miles worth more than the cashback? Help!!!

grumbler

The_Saving_Man wrote:

... Isn't 4000 BA Miles worth more than the cashback? Help!!!

See Value your existing points. According to Martin, 1 BA mile is 0.71p

pin

grumbler wrote:

See Value your existing points. According to Martin, 1 BA mile is 0.71p

However it depends how you use your BA miles. If you get the Prem Plus one (possible to get for £30) and spend £10,000 in a year you get a 2 for 1 voucher to use when you redeem your BA miles. Also if you fly BA quite a bit (like me, once a month at least) and you buy using the BA Amex Prem Plus card you get triple miles on the spend.

(Also, on a completely unrelated note to this thread, its my 2,000th post, finally!!)

theloft

pin wrote:

However it depends how you use your BA miles. If you get the Prem Plus one (possible to get for £30) and spend £10,000 in a year you get a 2 for 1 voucher to use when you redeem your BA miles. Also if you fly BA quite a bit (like me, once a month at least) and you buy using the BA Amex Prem Plus card you get triple miles on the spend.

Please tell me what is a Prem Plus card , is this issued by Sky ? Congrats. on your 2000th post ! ( mind you I could say "get a life") He! He!.

pin

theloft wrote:

Please tell me what is a Prem Plus card , is this issued by Sky ? Congrats. on your 2000th post ! ( mind you I could say "get a life") He! He!.

http://www.americanexpress.com/pes/uk/benefits/ba/ba_amex_premium_plus.cgi

cymro1170

Spam reported

talksoncorners

To save me asking Amex myself, does anyone know if the £20,000 gross monthly income requirement is a standard salary, or can it include extras like overtime? I don't earn £20,000 basic, but I'm a fair bit over when my overtime's added on.

theloft

talksoncorners wrote:

To save me asking Amex myself, does anyone know if the £20,000 gross monthly income requirement is a standard salary, or can it include extras like overtime? I don't earn £20,000 basic, but I'm a fair bit over when my overtime's added on.

As long as you earn £20,000 per annum, Amex won't worry. Lots of people's income varies with commission etc. on a monthly basis. Just put down your gross salary e.g. 23K. They won't check with your comppany as far as I know, just your credit rating.

cyllan

grumbler wrote:

Egg offer two different credit cards now:
Egg Card - find out more
Egg Money - find out more

egg card is a rip off it doesnt give any cashback if you pay full balance.
i have spent 1000s and i have 20 p cashback after them charging me 20 pounds because i went £4 over my limit.disgusting
i should be telling everybody in this site but i dont know how

cyllan

sorry if it is unrelated but

egg card is a rip off it doesnt give any cashback if you pay full balance.
i have spent 1000s and i have 20 p cashback after them charging me 20 pounds because i went £4 over my limit.disgusting
i should be telling everybody in this site but i dont know how