Housepricecrash.co.uk & MSE

MyLastFiver

BACKFRMTHEEDGE wrote: »

Plenty of posters on MSE told those HPC fools that they could lose their jobs in a recession - but would they listen So maybe they're not so right.

No. What I mean is - they're right that some threads on DFW are nauseating. All the hugs and "awwww go and make a cup of tea" get on my wick.

Bleeeargh.

The other day there was a woman on DFW asking for advice about how she could get out of making her catalogue payments by challenging the company to come up with the credit agreement. I suggested to her that, if she had received the goods, she should at least attempt to pay for them. Then I was shouted down for being "judgemental" and "not being supportive" :rotfl::rotfl::rotfl:

Generali

MyLastFiver wrote: »

No. What I mean is - they're right that some threads on DFW are nauseating. All the hugs and "awwww go and make a cup of tea" get on my wick.

Bleeeargh.

The other day there was a woman on DFW asking for advice about how she could get out of making her catalogue payments by challenging the company to come up with the credit agreement. I suggested to her that, if she had received the goods, she should at least attempt to pay for them. Then I was shouted down for being "judgemental" and "not being supportive" :rotfl::rotfl::rotfl:

I have banned myself from even lurking on DFW. I'm not the most supportive of people at the best of times ("Sympathy? You can find it between s h i t and syphilis in the dictionary") and I don't want to be banned from MSE. I've posted once or twice on there along the lines of, 'you borrowed the money and had the uplift to your lifestyle, now you have to pay it back and feel the pain'. It doesn't go down well for some reason.

The fool dealing with debt board is much better. Very practical advice, not much sympathy but plenty of support.

As for HPC? It's full of self-congratulatory bigots IMO.

MyLastFiver

Another howler from last week - a young lad up to his eyes in credit card debt, but had 2 cars - a runabout for getting to work and a race-prepped Fiesta in bits in his mum's garage. My advice was to sell the racing car - he could get back into motorsport when he was solvent. His reply? He is "attached" to the Fiesta and does not want to sell it!!!

I pointed out that a Fiesta in bits in the garage will be little consolation when he's unable to get a mortgage 'til he's 30 due to defaults on his credit file, and there are debt collectors knocking on his mum's door.

The mod removed my comment :rotfl::rotfl::rotfl:

PasturesNew

PaulW1965 wrote: »

I just wondered if MSE posters are aware that they are being watched in this way?

Yes.

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DropBeat

I visit both sites regularly, although this is my first post to either. My thoughts are as follows:

HPC is an excellent forum, but with quite a few idiots on there that absolutely love the pain and misery that others are feeling at the moment as they seem to think that it vindicates their long held views that we have been operating in a bubble economy. Unfortunately, the idiots over at HPC tend to be the ones that post the most. There are, however, lots of good people on those forums, and if you careful to avoid certain threads there is a lot of good debate.

Some on HPC take this as a sign that they are geniuses and the people in trouble (aka most people) are idiots (or sheeple as they like to call them). As with any forum, you learn who to avoid/ignore.

My view is that we have been operating in a horrendous bubble economy for years, and that far too many people have been spending considerably more than they could ever feasibly repay. The worst of this excess is just coming home to roost now, and lots of people are suffering.

This forum plays an excellent part in helping people, and even though I have been one of the ones squirreling away money during the good times and avoiding buying a house during the bubble, I still get no pleasure in the trouble of others. I like the help offered here, and feel that a lot of it is practical.

However, I do have one very strong pet peeve with this forum ... the ((hugs)) and such like. When people have massive debts and yet are still spending £50 a month of Sky (as an example), and comes on here with a thread looking for support I often feel that a jolly good kick up the behind and a "for goodness sake get serious! You are spending ridiculous amounts of money on things you don't need. Until you stop that you are not going to be able to reduce your debts" would go a lot further than all the silly ((hugs)) and such-like that people here seem to dish out.

I do like the practical threads, though ,where real help is offered, rather than support.

Anyway, my little boy has just asked me to stop using the internet so that I can take him to a castle .....

MyLastFiver

Stick around Dropbeat. You talk sense. And here's a hug for you :grouphug:

Generali

MyLastFiver wrote: »

And here's a hug for you :grouphug:

More knee trembler than hug!

ad9898_3

MyLastFiver wrote: »

:grouphug:

What the hell is that !!, not any kind of hug that I have ever had.:D

Wookster

Well if I wanted to see what sort of problems people had when paying off debts I'd look at MSE. Its an excellent place to see what sort of problems people are having, having taken on too much debt or lost their jobs in the economic crisis.

MyLastFiver

Actually I'm not sure what it is. I'm frightened.