21/22/02/09 Weekend what small dfw things have you done ???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for low spend day
• House all clean so no housework to do for two days:j :j
• sparkle a lot - pink stripey bagpuss socks today:D

Good morning lovely dfw's,Woo Hoo it is the weekend , the sun is shining, and it's my lovely dad's:A birthday today. Very happy today as he has terminal cancer and this is a milestone that he wasn't expected to reach:D . Off to spoil him in a short while.:p

Hugs to anyone feeling poorly or down , hope you feel better soon.

Hi to all the regulars and welcome to any new posters - have a lovely weekend everyone.:D

Catch up with you all later xx

angelflower_2

will I be second? (yep but I cheated!)

up at ridiculious oclock this morning for the dog and didnt have good night sleep.

Last night dd threw a she has to go to a birthday party today. She needs a present and money for pizza hut! Dont know where I am to find that, dont have a penny to my name!

- try find money for dd eeeeek withdrew £10 off my credit card. (makes mental note to clear balance this month)
- scratch and click 10p
- check banking nothing in either bank
- visit horse and ride for some exercise
- take dog for walk for more exercise too windy, she kept getting blown over so we had to come home
- storecupboard meals
- batch cook some mashed potatos for freezer
- make some lemon curd
- enjoy the fact its a nice day (not too wet)
- try cut down a couple of overhanging branches in my garden
- bank charges reclaiming letter
- some other letters and filing

got-it-spend-it

Morning everyone. Beautiful day here and I have the day off. I'm off to the sunny Isle of Wight to help my Mum choose a wedding outfit. So today's steps will be very small!

-[STRIKE]Free Scratchies[/STRIKE]- 10p & 25p
-[STRIKE]Gonna offer to buy lunch, so probably not a very LSD after I've bought my boat ticket as well[/STRIKE]! Mum cooked lunch so no spend there and insisted on giving me my boat fare back- yippee!
-[STRIKE]Walking to boat instead of driving which saves petrol and about £6 parking fee.[/STRIKE]
-[STRIKE]A bit more ebaying tonight- made £40 since Wednesday which will all come off the cc![/STRIKE]

Think that's my lot. Enjoy your Saturday everybody.

Sparkly GiSi x x

Candy0107

Hi,

Sorry Ive not been around too much. Been really busy recently so much has happened

2 weeks ago managed to stumble in the snow and damaged the ligaments in my ankle - completly lost track of DFW as I cant drive/walk too far/spend money on painkillers etc

Anyhow, my ankle is getting better and I have to be focused on DFW and LSDism

Today I will.....
Breakfast at home

Daily clicks

Chat to friends on facebook/email

Get hubby to drop me off in town rather than get a bus

Had a call from Nat West last week when I was off sick saying they wanted to review my account...I said dont bother as I wont get a bank account (I have a basic a/c), and they said come in anyhow (will let you know if I get something)

Meeting a friend after the bank - meeting in a pub where the drinks are cheap (lime and soda water I think)

Return 2 items as I dont want/need them - the cash is better off in my pocket

Take care everyone, and catch up later

Candy xxx

mizzy2

Hi everyone

today i will

-scratchcard done
-done dooyoo review will do 2 more today/ratings
-get to £5 on slice the pie
-do dissertation all day
-phone mum
-practice
-not have heating on all day
-do washing at 30 on quick wash
-dry on airers in front of window as its sunny!

have a good weekend

my_mess

After all the horrors of this last week (my son was hit by a car last Friday, and been in intensive care - he's now home, and recovering, thankfully)...... I'll post a few things for me to do today:

- done free scratchcards (2 x10p)
- checked online banking
- checked credit card accounts online
- will add £20 to my sealed pot
- will make my PAD to A&L credit card
- hopefully a low-spend day - as only need to spend on postage for ebay items, and a few bits of shopping
- lots of washing to be done (low temp, and dry on airers/bannisters)
- go through all of son's clothes and have a clear out
- make up another card I stitched for my mum's friend
- send 'thank you' cards to hospital teams re: son
- make beef casserole in slow cooker (using up all leftover veggies)

Enough for now, I think

Have a happy Saturday everyone !

skint-student-nurse

morning!
im off to work today but my aims for today are:

• pick up items for new flat using vouchers from christmas done but struggled to find any bargains :T
• look at OU courses as i found out i can use my mr t vouchers to fund a course
• get car boot items ready for the morning and check weather forcast done and its due to be sunny :T
• LSD as i need lunch for work spent £4 :eek:
• freezer/store cupboard dinner done - made chicken with cheese and bacon sauce with veg:D
• look for another job - getting there! still looking....:o

got a busy day ahead at work....:eek: hope everyone is ok!

ald65

SM- I'm intrigued, what is a no low day?

my list for today is
make twinks hobnobs
HM bread
HM soup
paperback swap
laundry hokey cokey at 30
usual weekend clean!

hope you all have a fab weekend

pixiechick99

Morning all
Just enjoying the silent house here - girls are with their dad just til lunchtime then we're off to stay at my sister's for the evening:D
So here's a list for today...

• scratchcards - 2 x 10p booooo that darn fish;)
• Check banking...looking ok, no changes!
• Washing on airers, will put by patio doors in the sun...it's LOVELY outside today
• Heating off
• Take back top I bought in Next yesterday (£10 back to me) then spend the money my Mum is giving me for my birthday instead:D
• Buy a bottle of wine to take to sis house....she's feeding us all;)

I think that's enough for today....! It's so fab to get up to a beautiful sunny day, roll on Spring

urg123

Good Morning everyone,

SM - Enjoy your time with your Dad. It's great that he's still here.

The sun is shining here. I've already opened all the windows to let that lovely spring air in!

My new sofas arrived yesterday - they are lovely. So glad I got them now. I know it's not very DFW but I don't even start paying for them again until the end of the year.

I've been promising to take my mum wool shopping for ages and we'd agreed to go today.


My list for the weekend:

• call mum to see when she wants to go.
• invite SIL to come - she's been really poorly recently
• a load in the WM
• airer dry
• ironing
• sew buttons on to clothes.
• tidy bedroom
• work through all the inland revenue forms I have :eek:
• sign bank account application form and send off
• book hair appointment
• continue with job search
• catch up with a few friends using free minutes
• take some time out for me
• spend some quality time with BF (is there an acronym for fiance?)
• return an item to next
• read at least one chapter of the reading for my course

Have a great day everyone.

urg x x

cassey1

Morning everyone,its lovely and sunny here.

Sophiemum,have a lovely day with your Dad.
Candy,hope you are feeling better.
Mymess,glad your son is at home now.
Urg,enjoy your sofas.
Today i have/will
Used up fruit for smoothie
quick wash,clothes drying on line.
done Wii fit.
wont be a NSD,as taking cat back to vets for check up,hopefully should not cost too much.
go for bike ride.
HM soup for lunch.
have look for recipes in the cook book,which i won in a comp yesterday.
put tesco vouchers in purse.
checked on line banking.
finish up using beauty products.
tea from meal planner.
do surveys.
do comps.
quick tidy up,being keep on top of house work in the week.
continue looking for cheapest car insurance.
check freebie board.
list more on ebay.
Think thats enough for now,have a great day everyone. catch up with you all later.