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HSBC -Decline my transactions if I dont have the funds

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Comments

  • jay3 wrote: »
    So, are you saying that when HSBC wrongly takes money from you (and corrects its mistake), then you are entitled to charge them, but when it happens the other way around, owing to your lack of money management, they cannot do the same?

    Make your mind up. And read the terms & conditions of your account.

    And actually read some of the posts from people who have suggested many ways of managing your money.

    And above all, take responsibility for your own money.


    Not at all.

    What I am saying, is that I dont think they should charge me, just as I dont charge them.

    I have taken perfact mangment of my money, and have this time had them take money from me that I dont owe, and take over 48 hours to correct there mistake.

    When I go over and take out a little too much (Even though I have asked not to be able to do this) I am charged, even if I put money in that day!
  • jay3_2
    jay3_2 Posts: 165 Forumite
    dirtydavey wrote: »
    Not at all.

    When I go over and take out a little too much (Even though I have asked not to be able to do this) I am charged, even if I put money in that day!

    But they haven't agreed to this proposal of yours, have they, so they are bound to keep charging you.!

    So, just make sure you don't take out " a little too much"...
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