We've put an offer in......

poppysarah

Only 1 in 40 people viewing houses at the moment (according to a very recent survey) can get a mortgage...

sacol4940

they've just rang to ask a few more questions and they said they'd get back to me by the end of the day. My FA has said if they dont ring me back today then let him know and he'll ring them first thing in the morning cos he thinks they may be dragging their heels a bit

jungli_jim

£10K to much IMHO buyers market, and only 1 in 40 who need a mortgage qualify.

sacol4940

well they rejected our offer of 95k but said they would sell at 98k so we went with it! and they've accepted!!!

thats 7k off the asking price and 12k under our budget

not as big a saving as some ppl would have recommended but we wanted the house and we got it so we're both happy!

Wickedkitten

poppysarah wrote: »

Only 1 in 40 people viewing houses at the moment (according to a very recent survey) can get a mortgage...

I was actually going to say that if they think this is stressful just wait until they actually put in their mortgage application.

I actually felt ill when we put ours in but luckily we were able to get the house surveyed and get the offer within a week of putting the application in.

cte1111

That's great, congratulations, hope your purchase goes smoothly (well as smoothly as these things can).

In case anyone else says you've paid too much etc, please try not to listen to them, if it is the house that you and your OH want, and at a price you can afford, then you've done brilliantly and are very lucky.

sacol4940

cte1111 wrote: »

That's great, congratulations, hope your purchase goes smoothly (well as smoothly as these things can).

In case anyone else says you've paid too much etc, please try not to listen to them, if it is the house that you and your OH want, and at a price you can afford, then you've done brilliantly and are very lucky.

thanks cte

at the end of the day, we were looking for a home and we found it well within our budget

becky2011

Now the fun begins! I was on edge for about 3 weeks while I waited for my mortgage offer.
Congratulations though, sounds like you got a good deal and like you say it's a home not an investment

sacol4940

becky2011 wrote: »

Now the fun begins! I was on edge for about 3 weeks while I waited for my mortgage offer.
Congratulations though, sounds like you got a good deal and like you say it's a home not an investment

thank you

we've got an independent FA sorting the mortgage out for us and he's said that we wont have a problem getting one which is what i was worried about to begin with - phew!

i just really hope it goes ok!!

febop

congrats on the house i hope we are as lucky tomorrow. we got our mortgage in dec and they got back to us within a couple of days didnt get the first one but the second said yes but killer interest rate hopefully not much has changed since then!i was the same as wickedkitten i felt so ill waiting for the call!