My Debt Diary

southernscouser

James240 wrote:

Im with Barclays i might go and see them next week, and see if i can get them to stop the £10 charge

You WILL go and see them next week mate! Don't let the greedy b******s take your money for nothing! If need be swap banks!

carolbee

what a good idea your diary is, helpful for new posters to read and see practical tips written down. good luck

James240

Ok

Ive registered on Ebay and got my account all set up last night, just need to wait for some advice from the Techie forum on something before i list my first item.

Been asked to go out tonight for a leaving party but i have been strong will'ed and said no because i want to remain within my £20 budget for this week.

Unfortunatley may have to dip into next weeks budget because my laundry bag has broken and i need a new one so will be going round the shops on saturday to see if i can find a cheap one. Plus i would need to put a fiver's worth of petrol in my car. But i may go into town by train to save money cause i have a travel card.

so hopefully will be able to get some ansewers from the techie forum and then crack on to start making some monmey from Ebay :j

loubie_lou

Aaah james! Isn't it pants when stooooopid little things break and you have to pay out of your budget for them!

Just use a bin liner!!! LOL :rotfl:

James240

loubie_lou wrote:

Aaah james! Isn't it pants when stooooopid little things break and you have to pay out of your budget for them!

Just use a bin liner!!! LOL :rotfl:

you know what i sooooo have thought of that Loubie :rotfl:

James240

right been really good today i put £5 worth of petrol in my car today to go into town centre with my mate went in HMV and Virgin and resisted the temptation to buy any of the DVD's that were on offer or the fact that i really wanted another X-Box game.

Also phoned up and cancelled my X-box live account as well cos if i didnt cancel it today they would have charged me £40 for a years subscription.

Not going out tonight so will have a cheap nite in and spend nothing tonight as well all in all Quite a Saturdays been a good day cos all ive spent is a fiver on petrol :T

So my budget for the rest of the week is £15 so not doing to bad.

dell_2

hi james :wave: (oops wrong board, no more :wave: :wall: )

Have you considered the Amex 4.9% LOB CC deal?

lower minimum repayments for the "tight months", lower interest and best of all you can "overpay" any time ya like...........

James240

dell wrote:

hi james :wave: (oops wrong board, no more :wave: :wall: )

Have you considered the Amex 4.9% LOB CC deal?

lower minimum repayments for the "tight months", lower interest and best of all you can "overpay" any time ya like...........

have considered that dell but i dont think i would get the credit limit of nearly £10,000 to cover my loan

James240

aarrgggghhh just succumbed to temptation and spent 40p that i found at the back of my desk drawer on a packet of crisps :doh:

intel

James240 wrote:

aarrgggghhh just succumbed to temptation and spent 40p that i found at the back of my desk drawer on a packet of crisps :doh:

He he he.. Im gonna spunk a fiver on a fried brekkie,
Id like to see a bailiff get that one back....