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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    loubie_lou wrote:
    Must be a crap post office if you have to wait AN HOUR!!!! And why is your road tax £93 for six months....? Is it a higher engine capacity?

    Yeah its a Saxo VTR its got a 1.6i engine ........


    and yeah .......... its a main post office right in the middle of the town centre so everyone was there in there lunch hour :(
    Savings Total so far for 2023: £8,062.58
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Oh I see.....! Little Boy Racer?!?! :p
    In debt no more!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    possibly ...........:p


    had it 6 1/2 years bought it from brand new .............. :D
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    arrrrrggghhhh!!!! got up late and had to buy breakfast from staff canteen it just cost me £2 ........£2!!! for 2 slices of bacon and two very small baps. Definatley wont be doing that again :mad:
    Savings Total so far for 2023: £8,062.58
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    A little tip I go by.....When cooking your tea (if its something hot) cook a little extra for your lunch the next day......

    Saves me time in the morning. Not sure it would be good for brekkie tho!
    In debt no more!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cheers Loubie! although i generally have cornflakes in the morning except i got up soooo late i only had a bout 10 min to get changed showered and out the front door lol
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    right well, going out for a drink after work today so i ve got approx £4.50 to take with me
    so that will buy me a pint and a glass of coke. Not taking any money out with me other than what ive got cos i really want to stick to my budget......

    Although it is getting hard was seriously close to folding last night when my mate ordered a pizza, but i didnt.........

    although his pizza did smell good lol

    does any one else have this sort of problem i.e. their resolve is tested....I mean like tonight i wouldnt have hesitate in going out to spend £30 tonight and drinking loads but i know i need to curb this cos i so want to clear my debts...sorry to ramble on but i needed to get that off me chest
    Savings Total so far for 2023: £8,062.58
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    I wanted to go out toinght but luckily my mates are skint so that has saved me £20 too!

    I know what you mean James! Take a look at my sig....I'm really annoyed cos i undercalculated my debt (long story so i'm not going to tell it!) Although this year is my year i'm gonna Pay my £4k of overdrafts off (which I moved to a 0% card) and then next year concentrate on blasting my egg loan to death!

    Your not alone we all want to have splurges and we all have setbacks but we can overcome them!
    In debt no more!
  • James240 wrote:
    does any one else have this sort of problem i.e. their resolve is tested....I mean like tonight i wouldnt have hesitate in going out to spend £30 tonight and drinking loads but i know i need to curb this cos i so want to clear my debts...sorry to ramble on but i needed to get that off me chest

    Oh, I get tempted all the time! We normally have dinner in the staff canteen because they do fantastic freshly made sandwiches which are huge and "only" £1.60 each. But if you go to the canteen you have to get a drink to go with them, and maybe some crisps... At £3.50 a day that's nearly a grand a year!

    As for going out drinking... I don't dare! After the first I have a total lack of self control and end up having plenty many! I normally take the car now so that I can't drink. It also means that all my mates love me as I act as a cheap taxi driver at the end of the night :)

    Kat
  • intel
    intel Posts: 6,404 Forumite
    1,000 Posts Combo Breaker
    James240 wrote:
    right well, going out for a drink after work today so i ve got approx £4.50 to take with me
    so that will buy me a pint and a glass of coke. Not taking any money out with me other than what ive got cos i really want to stick to my budget......



    Ere what's yer address James so I can send you a tenner ... this is so sad. :(


    £14.50 on beer seems better to me :)
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