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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    woooohhhooooo!!!! just been to the bank and they ahve agreed to them to stop charging me £10 a month for my account and i get to keep my over draft wooohhoooooo!!! things are looking good! :dance:
    Savings Total so far for 2023: £8,062.58
  • James240 wrote:
    woooohhhooooo!!!! just been to the bank and they ahve agreed to them to stop charging me £10 a month for my account and i get to keep my over draft wooohhoooooo!!! things are looking good! :dance:

    What did i tell ya? ;)

    Your round then is it? :rolleyes:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Wish I could stop the £80 of bank charges my bank are planning to take out my account on the 24th.....

    Still its £120 a year saved for you!!!
    In debt no more!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What did i tell ya? ;)

    Your round then is it? :rolleyes:


    cheers mate :beer:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wooohhhooooo another payment has come off my loan so i now owe £9381.25

    The only thing is that ive got to pay road tax today which is £93 :(

    But ive budgeted for this so it wont be too much of a hassle in covering this. At least ive got this covered cos in previous years ive just drawn money out on my credit cards to go and get this....

    At the moment i can feel i can take what ever life throws at me :j
    Savings Total so far for 2023: £8,062.58
  • thats great news james! it is a brilliant feeling when you finally take control!
    November NSD's - 7
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    definatley is Jamiedodger, although i would love to go out with my friends down the pub at lunch, im trying to be strong willed and keep bringing in my packed lunches, and say no to going out after work. Im going out after work this friday only for a couple of drinks and not for the all nighter that i usually turn it into......(and normally costing me £40 or £50).

    Although just stood in a queue in the post office for an hour (bang goes my lunch break! :mad:) to pay my road tax although i did budget for it :)
    Savings Total so far for 2023: £8,062.58
  • intel
    intel Posts: 6,404 Forumite
    1,000 Posts Combo Breaker
    James240 wrote:
    definatley is Jamiedodger, although i would love to go out with my friends down the pub at lunch, im trying to be strong willed and keep bringing in my packed lunches, and say no to going out after work. Im going out after work this friday only for a couple of drinks and not for the all nighter that i usually turn it into......(and normally costing me £40 or £50).

    Although just stood in a queue in the post office for an hour (bang goes my lunch break! :mad:) to pay my road tax although i did budget for it :)

    Apply for Tax disc Now ;)

    http://www.vehiclelicence.gov.uk/EvlPortalApp/
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    intel wrote:

    Thanks mate

    wish id have known about this today would have saved me alot of hassle, but will come in very handy in August september when i need to renew it :beer:
    Savings Total so far for 2023: £8,062.58
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Must be a crap post office if you have to wait AN HOUR!!!! And why is your road tax £93 for six months....? Is it a higher engine capacity?
    In debt no more!
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