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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    $17mma wrote:
    Yeah I know what you mean, getting out of those work do's can be a bit difficult especially when we keep saying no.

    But hey! you are trying your best and are doing exceptionally well! so next week try and save some to make up for this week if you can.

    will do hun x

    Trying my hardest at the moment :o
    Savings Total so far for 2023: £8,062.58
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    James240 wrote:
    will do hun x

    Trying my hardest at the moment :o

    I'll be watching and shaking my finger at you! no pressure of course ;)
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    $17mma wrote:
    I'll be watching and shaking my finger at you! no pressure of course ;)


    :eek: blimey! gonna have to be a careful know :rotfl:
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi there James. Glad to hear you're hanging in there! How about a glass of tap water! Free and better for you. You could say you're on a diet or worried about a trip to the dentist! LOL.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    heheh good idea verbatim lol although i might smuggle in a couople of bottles of beer that i got in me fridge to save on some money hehehe
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    woooohhhoooooo!!!! feeling better now after having spent £2.90 on me break fast :doh: cos ive seen me monthly payment has come out for me loan :j i now owe less than £9000!! :j
    Savings Total so far for 2023: £8,062.58
  • Gerradene
    Gerradene Posts: 179 Forumite
    Wow James you are doing brilliantly!

    Well done :beer:

    i just wanted to say i really enjoy reading your posts, especially your debt diary.
    Keep up the good work!

    ps. i wish i could get organised with regards to breakfast too ;)
    Official DFW Nerd Club member no. 019 :D
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yeah, me too James. Keep posting. I always check to see how you're doing. How much do you pay off your loan each month? Your sig just gives the original and current position( would take too many pages for the whole history I suppose judging by your star status!!).

    Keep going.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    James240 wrote:
    woooohhhoooooo!!!! feeling better now after having spent £2.90 on me break fast :doh: cos ive seen me monthly payment has come out for me loan :j i now owe less than £9000!! :j

    Fab!!! WEll done!!! Another milestone reached!! :j
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote:
    Yeah, me too James. Keep posting. I always check to see how you're doing. How much do you pay off your loan each month? Your sig just gives the original and current position( would take too many pages for the whole history I suppose judging by your star status!!).

    Keep going.

    Hiya Verbatim

    I currently pay £305 a month of my loan and approximatley £244 come off the total amount i owe the difference betweent the figures is the intrest.

    Im currently trying to over pay my loan by approx £250-£330 a month. Im also doingovertime at the moment which i will receive at the end of april so i might be able to put in another couple of hundred pind on top of that as over payment as well in april i want to try and over pay by at least £500.

    and my star status is from me yaking the the moneysavers arms :rotfl:
    Savings Total so far for 2023: £8,062.58
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