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My Debt Diary

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  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    James240 wrote:
    just feel so low today :(

    Went and bought the phone case for my phone whcih was £4.99 and spent another 85p on a copy of the sun and 5 doughnuts.......i have then eaten my sandwiches, packet of crisps and 5 doughnuts ..... :(

    im trying to lose weight at the moment and have now put myself back :( feel tired and irritable andim not really sleeping very well :(

    sorry to ramble but i just aint happy today :(

    Hey James, sorry to feel you are feeling so low!! Big hugs to you!! Is it anything in particular or just one of those days?? PM me if you want to chat.

    I could so eat those doughnuts :0) (another MSE trying to lose weight though!) Boo Hoo!!

    Big hugs xx
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ms_london wrote:
    Hey James, sorry to feel you are feeling so low!! Big hugs to you!! Is it anything in particular or just one of those days?? PM me if you want to chat.

    I could so eat those doughnuts :0) (another MSE trying to lose weight though!) Boo Hoo!!

    Big hugs xx

    Hiya hun x

    its just one of those days its were ive been doing all the overtime i can plus i havent been sleeping to well either recently........just een waking up in the middle of the night and cant get back to sleep again....been like this for the past 5 days and its starting to drag me down a bit and its cathcing me up what with all the overtime im doing as well.........
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Blimey! Last night i was just checking my balance on my current account and i found that £114 had been credit to my account with the Reference saying "WITH OUR APOLOGISES" it was in capitals.

    Earlier in the day i had a voicemail from Barclays asking if i could contact them, but i stupidly pressed the delete button instead of the call the person back button :doh: cos i lodged a complaint about the £10 a month i had been paying for my current account for the past 3 years.

    I will assume as it says "WITH OUR APLOGISES" its some of the charges that they have refunded to me .........

    On the down side my exhaust back box has completly come away from the main pipe so im going to have to replace that now and god knows how much that is going to cost :doh:
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hope that cheered you up James. Really glad for you.

    If you're not sleeping are you worrying about something? (LOL money!!) Exercise helps with this cos you'll be physically tired in good way and will feel good cos of the endorphins (is It?) that are released when you exercise. End of "good advice", didn't mean to preach! A good moan works wonders too.

    Anyone know when the clocks go forward? That always cheers me up.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Verbatim wrote:
    Anyone know when the clocks go forward? That always cheers me up.

    Yes, it's on the 26th (Mothers Day). I look forward to it too ;)

    James - sorry you are so down ((hugs)). Well done for the £114 in your acct - it's always in one hand and then out the other though isn't it? (eg your car exhaust). It's never 'extra' money, there's alway something to pay for isn't there??

    xx
    Mortgage-free wannabe!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ruyareece wrote:
    Yes, it's on the 26th (Mothers Day). I look forward to it too ;)

    James - sorry you are so down ((hugs)). Well done for the £114 in your acct - it's always in one hand and then out the other though isn't it? (eg your car exhaust). It's never 'extra' money, there's alway something to pay for isn't there??

    xx

    yeah basically its been in one hand and out the other, although its fortunate that i did complain as my exhaust costs came to £116 so in reality i only paid £2 for my exhaust lol

    Feeling better than i did yesterday managed to get 7 hours sleep last night and i woke up at half 7 this morning.

    and totally agree there is never any extra money :rotfl:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    arrrrrgghhh!!! just spent 50p n 2 toast and butter when will i ever learn to get up earlier! :doh: :rotfl:

    No spend day for me today but had to put £10 worth of petrol in my car over the weekend cos i was back and forth between me mums and my place.

    Plus ive also got a Team Lunch on Wednesday which is going to cost me approx £5 to £10 depending on what i have........ although i do get a 2hr lunch break but its costing me money that i really dont have :(
    Savings Total so far for 2023: £8,062.58
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    James240 wrote:
    arrrrrgghhh!!! just spent 50p n 2 toast and butter when will i ever learn to get up earlier! :doh: :rotfl:

    No spend day for me today but had to put £10 worth of petrol in my car over the weekend cos i was back and forth between me mums and my place.

    Plus ive also got a Team Lunch on Wednesday which is going to cost me approx £5 to £10 depending on what i have........ although i do get a 2hr lunch break but its costing me money that i really dont have :(

    Do you have to go to the team lunch? can you not make your excuses?
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    $17mma wrote:
    Do you have to go to the team lunch? can you not make your excuses?


    Well i made my excuses on the last one hun at Christmas cos i didnt want to spend out any money :(


    seen a kinda set menu thing were u get starter, soup and main course for £6.80

    so if i have a coke will be around £8 i reckon although it does kinda throw out my budget, but all i have to get this week is sandwich meat, bread and milk so ill be around £3-4 over my budget this week all because of this team lunch .....:rolleyes:
    Savings Total so far for 2023: £8,062.58
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    James240 wrote:
    Well i made my excuses on the last one hun at Christmas cos i didnt want to spend out any money :(


    seen a kinda set menu thing were u get starter, soup and main course for £6.80

    so if i have a coke will be around £8 i reckon although it does kinda throw out my budget, but all i have to get this week is sandwich meat, bread and milk so ill be around £3-4 over my budget this week all because of this team lunch .....:rolleyes:

    Yeah I know what you mean, getting out of those work do's can be a bit difficult especially when we keep saying no.

    But hey! you are trying your best and are doing exceptionally well! so next week try and save some to make up for this week if you can.
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
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