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My Debt Diary

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  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Coolest! Well done honey!! You must be well pleased.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    skintchick wrote:
    Coolest! Well done honey!! You must be well pleased.


    yeah give me more of an incentive now to keep ploughing away at it which is
    brilliant my monthly payment comes off on the 15th of march so that will be anothr £239 that will come off the loan.....feeling positive at the moment :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Got up even later than i did yesterday today:doh:

    which means ive spent another 80p today on some toast and butter on top of the £2.60 that i spent for bacon and hasbrown sandwich yesterday :doh:

    Still got about £11 left but my friend is getting me some meat tonight that they can get cheap from the butcher so i reckon that will cost me between £6 or £7 but i will get a fair bit of meat.

    So i will have about £4 or £5 to last until next week not too bad and i tihnk i can make it last :)
    Savings Total so far for 2023: £8,062.58
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Hi - if you get up late can you just grab two slices of bread and a jar of jam or peanut butter (and a knife) and then make breakfast when you get to work? I used to do this all the time when I had to get the 7.30 train cos I don;t really do mornings!!
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    skintchick wrote:
    Hi - if you get up late can you just grab two slices of bread and a jar of jam or peanut butter (and a knife) and then make breakfast when you get to work? I used to do this all the time when I had to get the 7.30 train cos I don;t really do mornings!!


    might give that ago hun cos i reall am not a morning person either lol thanks for the advice hun x
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ahhh well the butcher my mate goes to is off on holiday fo the next two weeks so no cheap meat for me :(

    So i might get a leather case for my mobile phone that i have seen for £4.99 cos the last case i saw for my new mobile was £12.99. Plus i need to give my mates girlfriend £2.50 for the 1KG box of cornflakes that she got me while out shopping so by the end of tommorow will have about a fiver for the rest of the week.....
    Savings Total so far for 2023: £8,062.58
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    nice signature bud!

    not that u'll care but heres the link to the protest last sat and i am on there...see if u can spot me lol

    http://img.photobucket.com/albums/v214/jasbk/protest.jpg

    400 people my !!!!!! said the BBC, u can double that no problem!!!

    OTBC

    Will
    SShhhhhhhhhhhhhhhhhhhhhhh
  • james240 i think what u did for your mum was really nice i know myself how depressing it can be to be in debt you feel like theres no were to go
    so am glad that ave found this forum.

    myself am working on getting it together am in the process of seeing if payplan can help me out cos am struggling to make the minimum payments at the moment so any advice and support would be gladly taken
    current debt standing at 27500 :eek:

    in a dmp with payplan feeling better about my debts

    debt free: 2012

    oh and i owe 8 grand student loans 2 :mad:

    still owe the student loans ha ha :p
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    james240 i think what u did for your mum was really nice i know myself how depressing it can be to be in debt you feel like theres no were to go
    so am glad that ave found this forum.

    myself am working on getting it together am in the process of seeing if payplan can help me out cos am struggling to make the minimum payments at the moment so any advice and support would be gladly taken


    im afraid i dont have any advice on Payplan hun becasue ive never gone down that route :o

    what i would advise u to do is to post all your incomings and out goings in a new thread then the lovely people of this site can then start to help you out and tell you what u can cut down/get cheaper/0% deals etc, etc,

    Take on board what they say because i have and im starting to make leaps and bounds into the debts that i have

    all the best lou lou x
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    just feel so low today :(

    Went and bought the phone case for my phone whcih was £4.99 and spent another 85p on a copy of the sun and 5 doughnuts.......i have then eaten my sandwiches, packet of crisps and 5 doughnuts ..... :(

    im trying to lose weight at the moment and have now put myself back :( feel tired and irritable andim not really sleeping very well :(

    sorry to ramble but i just aint happy today :(
    Savings Total so far for 2023: £8,062.58
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