My Debt Diary

ms_london

James - you are doing so so well - am really proud of you hun!!

When is your predicted debt free date? What are your plans after that?

xx

James240

Hiya hun :hello:

Im just putting my head down and trying to plough trough this big time, doing all the over time under the sun at the moment, but i wont get that until the end of april but hopefully it should be a big wedge that i can pay another huge chunk of my loan :j


Having a look i think my predicted debt free date will be hopefully next year february time although my first over payment on my loan hasnt changed the debt free date cos it was just short of one months payment on the loan.

From the end of this month is when i can start hitting it big time and by the end of april i should be wacking of major chunks of it .

Once i have made my self debt free im going to be ploughing away saving for a deposit on a house :j cos i want to get a massive deposit together for it :j

comicmankev

Far too much use of the word 'hun' in this thread - lol but what a great thread, chuck the whole lot at the loan, then you won't be tempted to use it on something else (not that I think you would, you seem to be doing amazing!).

James240

cheers mate

lol and yeah probably overuse the word hun when typing :rotfl:

Must admit i am giving serious consideration of throwing the whole lot at it jsut to give myself more of an incentive in battering it down even more and give myself a psycological boost just doing as much as poss to get this loan down

sweet_chicken

James240 wrote:

Excellent news for me !!!! :j


So i qued at the checkouts ready to pay for it and when they scanned the label it came up at £30!!!
:j

thats excellent!! why do things like that never happen to me??

right...which ikea was it?? what was description of mattress etc?!?! need a new mattress myself!!

James240

Here you go Sweet Chicken all the info ya need:


http://forums.moneysavingexpert.com/showthread.html?t=168608

James240

arrrggghhhh been asked to go to dinner with a friend after overtime on saturday and i said yes without checking me bank account :doh:

Looking at my bank account i have £17.67 left ( soooo precise i know! :rotfl:)

does anyone know if pizza express is expensive?? cos ive never been there before lol

Gerradene

oooh! i love pizza express - very jealous!

i think pepperoni pizza (called 'american') is £6.95 and is enough for one, just!

James240

hmmm doesnt seem to bad if i just have a coke with it then .....mean ill still have a tenner to last me until the end of this month cheers Gerradene :j

comicmankev

Coke is also about £6.95 in Pizza express - lol