My Debt Diary

Edinburghlass_2

James240 wrote:

hiya peeps i havent £17 odd to my name out of next weeks budget but im going to relent and use the fiver ive got out of that to go down the pub ........

and then im going to end up spend at least half of the £12 remaining on a mothers day present so hopefully i should have £6 to last me till friday next week when i actually get paid :j

James from a Mum, have this

Have a look in Tesco, Mother's Day flowers for £5 or lots of really nice little gifts for less than that, your Mum will love whatever you buy

roversbabe

Hi James

You're doing really well. Just caught up with your diary - well done for getting under £9k.

rb

James240

arrrrgghhhh!!!! i could kick my self!

went out with all the good intentions of only spending the fiver i had and ive spent £27 :mad:

so im now £15 overdrawn :mad: i knew i shouldnt have gone out .........
im just so ashamed off myself now plus ineed to buy my mums mothers day present and i need to get bread and milk and sandwhich bits for my lunch next week

some body please have ago at me cos im just so dissappointed in myself

JAMIEDODGER

james, dont be cross with yourself...its easily done. accept what youve done and move on hun. next time you go out just take cash and no cashpoint card and then you can only spend what youvetaken out, chin up JDxx

snoozer

James, Take it from me, your mum would much rather not have a present than think you were increasing your debt. I know because one of my kids is a student and the other unemployed and I told them not to buy me anything for my birthday (last week or mothers day). I don't feel the least bit peeved because they tell me they love me every time I speak to them - that's worth a million pressies

Sorry to be sickly sentimental I'll go into a corner and give myself a good talking to.

sweet_chicken

James240 wrote:

Here you go Sweet Chicken all the info ya need:


http://forums.moneysavingexpert.com/showthread.html?t=168608

thanks for that! gonna go check out my local ikea when i get a chance!

Sofa_Sogood

James240 wrote:

so im now £15 overdrawn :mad: i knew i shouldnt have gone out .........
im just so ashamed off myself now plus ineed to buy my mums mothers day present and i need to get bread and milk and sandwhich bits for my lunch next week

some body please have ago at me cos im just so dissappointed in myself

James

Do you honestly think some Mums are that bothered about presents and cards? All Mothers Day does for me is remind me I haven't got mine anymore, and that it's just a merchandising con But I did get a card and plant from daughter ...

But if you want anyone to have a go at you ...

.... I'll leave the topic

It's just a day. Make it up on any day but Mother's Day. That'll be more appreciated imho ...

James240

Thanks guys manged to get her some Number 7 hand moisturiser it was £8.50 but my friend gave me a £5 voucher that she has never used so it only came to £3.50 and a £1 for the card which wasnt to bad


Bought a my bread, sandwich meat and some milk so ill check my bank account tommorrow but i reckon im £22-£25 over drawn, i do feel like an idiiot though for going overdrawn.....

southernscouser

Well if it wasn't for the mattress then you'd be in the black mate. I'm sure it's worth it though ain't it!

You can't put a price on your health or a good nights sleep! (he says at nearly 3am coz he can't sleep) :rotfl:

James240

southernscouser wrote:

Well if it wasn't for the mattress then you'd be in the black mate. I'm sure it's worth it though ain't it!

You can't put a price on your health or a good nights sleep! (he says at nearly 3am coz he can't sleep) :rotfl:

Yeah i know what you mean mate but just a bit disappointed in myself for going over drawn....