My Debt Diary

Verbatim

Hi James,
Shame about the slip up but hey what's £20 odd compared to the huge strides you've made? Don't beat yourself up. When you get paid try and sweettalk the bank manager not to charge you for the overdraft. You can show them how well you've done and all the extra pay coming into the account due to the overtime you've put in. I think you've done brilliantly!

moozie_2

James240 wrote:

i do feel like an idiiot though for going overdrawn.....

You are certainly not an idiot! You are doing brilliantly and making tremendous progress. I've only just caught up with this thread but it's clear to me you are on the right track!

I was worried about a similar thing last week and lots of good people told me it's only human to have a bleep every now and then so don't beat yourself up too hard about it. No one is a :A all the time

James240

thanks guys :beer:


i wont get charged for going over drawn as i have an interest free over draft, just feel like kicking me self cos i wanted to have some money left even if it was a little bit ....oh well going to give it my best shot next month :j

James240

not done too bad so far this week stuck to my no spend aim this week but, i may have to spend a little tommorrow cos ive run out of deodarant and dont want to stink the office out :rotfl:

southernscouser

James240 wrote:

not done too bad so far this week stuck to my no spend aim this week but, i may have to spend a little tommorrow cos ive run out of deodarant and dont want to stink the office out :rotfl:

Don't you hate it when people at work stink? :rolleyes: :rotfl:

James240

southernscouser wrote:

Don't you hate it when people at work stink? :rolleyes: :rotfl:

:rotfl: cheers mate lol

:rolleyes: :rotfl:

southernscouser

James240 wrote:

:rotfl: cheers mate lol

:rolleyes: :rotfl:

I didn't mean you fella! :rotfl:

I'm sure every office has a hummer! :eek: :rotfl:

James240

Blimey SS ya digging ya self a hole arent ya? :rotfl:

just checked me accounts and im only £25 over drawn get paid on friday so i can put another cheque in for overpayment for about £300 hopefully

moozie_2

That's great James - see it wasn't all that bad after all. What's £25 in the grand scheme of things anyway...

Hope the £300 is achieved :T

James240

hiya peeps im looking at getting myself a treat i want to start collecting the Stargate SG1 Tv series Yeah i know :rolleyes: on DVD there £21.99 a season approximatley and theres 9 seasons was thinking about getting one season a month.

Whats bugging me is that do u think i should get them and treat my self or put it towards my debt????

all opinions welcome