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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    James240 wrote:
    cheers SS but dont worry i reported it to abuse this afternoon but its not been removed :rolleyes:

    cant believe i got spam on me thread ! :rotfl:



    Although people can still reply to me thread :rotfl: just dont reply to the spammer :rotfl:
    Savings Total so far for 2023: £8,062.58
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    James240 wrote:
    Although people can still reply to me thread :rotfl: just dont reply to the spammer :rotfl:

    No! No-one ever reply to this thread again! SS's Debt Diary is the place to be from now on! :cool:

    Only kidding mate! ;) :rotfl:

    There's a beer waiting for you in the arms! :beer:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No! No-one ever reply to this thread again! SS's Debt Diary is the place to be from now on! :cool:

    Only kidding mate! ;) :rotfl:

    There's a beer waiting for you in the arms! :beer:

    thanks mate :beer:
    Savings Total so far for 2023: £8,062.58
  • Apologies... this may have been covered (I haven't read all the postings on this thread)

    I see you have £37 /mnth on Gym... that's £440+ /yr.

    Do you have to spend this? I'm not trying to discourage you from keeping fit but, at the end of the day, this is about priorities. There are 1001 ways of exercising and keeping fit without paying to do it...

    Do you get your monies worth out of it? Would PAYG be cheaper? What do you use when you are there?
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Apologies... this may have been covered (I haven't read all the postings on this thread)

    I see you have £37 /mnth on Gym... that's £440+ /yr.

    Do you have to spend this? I'm not trying to discourage you from keeping fit but, at the end of the day, this is about priorities. There are 1001 ways of exercising and keeping fit without paying to do it...

    Do you get your monies worth out of it? Would PAYG be cheaper? What do you use when you are there?


    Thanks BertieMeldrew but i cancelled the gym about a month or so ago (cant remember now :rotfl:) and im running on the streets when i get back from work was one of the first few things i cut down on :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just trying to sit down and work out my overtime that is due to me......



    I have done 42hrs 45 min in overtime which is due to me at the end of April.

    The break down is as follows: 24hrs at time and a half
    18hrs 45 min at double time

    Now i get paid £17004 a year and i get paid monthly.... which equates to £1076 after tax roughly a month.

    I worked out that my hourly wage is £9.32 an hour (£17004 divided by 12 months in a year which is £1417 a month, then i divide that figue by 4 weeks in a month to give me my weekly wage which is £354.25 and then divide that by my 38 hour working week which gives me £9.32 an hour)

    Now obviously this is all before tax is taken.

    So ive worked out my overtime i should be owed before tax is as follows:

    time and a half is £13.98 an hour and double time is £18.64 and hour.

    So i should be paid as follows

    24hrs multiplied by £13.98 = £335.52
    18hrs 45min multiplied by £18.64 = £349.50

    So in total my overtime should be in total £685.02 before tax.....

    What im asking is does anyone know if i have worked this out correctly? and if i have does anyone know how much i will get after tax?

    many thanks if some one can help me out here :) i think ive worked it out correctly but im not sure.... :)
    Savings Total so far for 2023: £8,062.58
  • gingerdad
    gingerdad Posts: 1,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I work out your hourly rate to be 8.605 as 17004/52/38


    that would make time and a half 12.907

    and double time 17.21

    hope this helps
    The futures bright the future is Ginger
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hiya peeps i havent £17 odd to my name out of next weeks budget but im going to relent and use the fiver ive got out of that to go down the pub ........

    and then im going to end up spend at least half of the £12 remaining on a mothers day present so hopefully i should have £6 to last me till friday next week when i actually get paid :j
    Savings Total so far for 2023: £8,062.58
  • bommer
    bommer Posts: 194 Forumite
    I get £8.60 roughly per hour as well - I usually deduct roughly 30% to cover tax and NI which would be £632.10 - 30% (189.63)= £442.47 ish not an exact amount but it works for me.
  • Sofa_Sogood
    Sofa_Sogood Posts: 5,258 Forumite
    James?

    I haven't read all of the posts, sorry ... (dial-up :( )

    Have you thought of having a blog? Then you'd have you're own copy to keep, and can copy and paste what's happening to here too? Saves typing ;) And PM the add to friends? I'm not sure blogs adds are allowed in sigs :confused: Probably not...

    Good luck though, I keep losing track of you! :D
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