V A N Q U I S

wizzywig27

selecta_c wrote: »

When i applied for my Vanquis back in 2007 they rang me on my mobile to set up my account and to try and flog me PPI.

It doesnt really matter now does it, if they ring mobiles or not, it was forgotten about some time ago.....

[Deleted User]

They rang my mobile to confirm my application and to try and flog PPI and ID protection. They had phoned my landline first but didn't answer in time.

jasonwatkins

never-in-doubt wrote: »

lol, i'll bet u a 'thanks' you get accepted....... usually the longer you wait the better

you're on

selecta_c

wizzywig27 wrote: »

It doesnt really matter now does it, if they ring mobiles or not, it was forgotten about some time ago.....

Calm down,was just reading through the thread and stumbled across something i have had experience of and thought i would share it.Aint that the point of forums???? Theres no need for you get shirty now is there?

wizzywig27

selecta_c wrote: »

Calm down,was just reading through the thread and stumbled across something i have had experience of and thought i would share it.Aint that the point of forums???? Theres no need for you get shirty now is there?

I hardly got 'shirty' now did I, was merely making a point.....:D

selecta_c

wizzywig27 wrote: »

I hardly got 'shirty' now did I, was merely making a point.....:D

And so was i......point taken.

ElkyElky

Well I sent off my letter today to Vanquis asking them to close my account. I've put in one last bid for them to lower my rates, subtly hinting I'll stay a customer if they'll lower the rates.

It's a pity, my credit limit is high enough and would deffinately come in handy for those larger purchases but it's a shame my interest is so high.

Their loss.

selecta_c

ElkyElky wrote: »

Well I sent off my letter today to Vanquis asking them to close my account. I've put in one last bid for them to lower my rates, subtly hinting I'll stay a customer if they'll lower the rates.

It's a pity, my credit limit is high enough and would deffinately come in handy for those larger purchases but it's a shame my interest is so high.

Their loss.

Dont hold your breath!!

ElkyElky

selecta_c wrote: »

Dont hold your breath!!

Nah I wont. I doub't they'll give in but it's worth a try!

Atleast the temptation of spending on it will be eliminated, allowing me to focus on my other cards and increasing my savings account balance.


Plus, it is a waste of "available credit" if I can't spend on it. If it's off my file, then the other lenders will be able to give me better limit increases because I won't be over-committed, if that makes sense LOL.

plumber2009

Is it worth me applying for a Flybe card as i am subprime, are they any good?

I currenty have a vanquis card £500 limit @ 34% and a Capital one Classic £1700 limit @ 34%

Any advice would be helpful.