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V A N Q U I S

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  • Hi all
    I got my vanquis card Thursday and was gob smacked
    my apr was 34.9 with a 500 limit and yet my aqua card was 35.9 apr with
    600 limit
  • wizzywig27 wrote: »
    i found out yesterday mine is 59.4% :-(

    owchiewawa
  • kilasuit wrote: »
    owchiewawa

    Tell me about it chap, will be paying off balance every month though
  • well 12 days since i applied and still no rejection letter - although with the post situation, probably means it's lost in the post :)
  • When I got my vanquis card back in may, I had to wait nearly two weeks before I got the phone call from vanquis.

    I got a £500 limit with an APR of 34% for purchases and 41% for cash.

    My card was also the Abacus card design but I thought this card was no longer issued. Any thoughts?

    Still no limit increase. Get my 4th statment on 20th so hopefully goto 1250.

    Does anyone know when im likely to get my first increase?
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well 12 days since i applied and still no rejection letter - although with the post situation, probably means it's lost in the post :)

    Mate, I applied last Tuesday, and got a call Wednesday morning with an accept....I expected a decline!
  • wizzywig27 wrote: »
    Mate, I applied last Tuesday, and got a call Wednesday morning with an accept....I expected a decline!

    Oh i'll get a decline. I'm probably such a special case, it's taken them 12 days to finish laughing at the very idea that i'd apply for a card :)
  • Oh i'll get a decline. I'm probably such a special case, it's taken them 12 days to finish laughing at the very idea that i'd apply for a card :)

    lol, i'll bet u a 'thanks' you get accepted....... usually the longer you wait the better :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • i'm insinuating that vanquis simply do not ring mobiles, usually. You're the only person on this site in all the threads i've read that say they rung your mobile! Ring customer services 2mw when they open and ask them if they will ring you back on your mobile and see what they say!

    They don't have access to ring mobiles, apparently! But this could be a security feature or something, tmaybe they do a 192 search or something? who knows....

    When i applied for my Vanquis back in 2007 they rang me on my mobile to set up my account and to try and flog me PPI.
  • selecta_c wrote: »
    When i applied for my Vanquis back in 2007 they rang me on my mobile to set up my account and to try and flog me PPI.

    They rang me on my mobile, in November 2008, to inform me I'd been accepted and to flog me PPI and a "cash advance" :rotfl:
    Capital one £200 - bal nil. Aqua £350 - bal nil
    Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
    Very limit £400 - balance £329 (buy now pay 2011!)
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