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  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    I make sure i use it every month for bits and pieces and then pay off every month. A gold card would be nice!:rotfl:
  • Mightyowl
    Mightyowl Posts: 142 Forumite
    Part of the Furniture 100 Posts
    Do Vanquis give an instant online decision?
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Mightyowl wrote: »
    Do Vanquis give an instant online decision?

    I got an instant decision when I applied 17 months ago. A friend of mine applied recently and was told they would hear within 10 days or so.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • cifpower
    cifpower Posts: 6,502 Forumite
    Mightyowl wrote: »
    Do Vanquis give an instant online decision?
    Remember to apply via Quidco for £25 cashback
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mightyowl wrote: »
    Do Vanquis give an instant online decision?

    It's very rare to get an instant decision from Vanquis. They mainly give you the '7-10 day' message.

    But they can give instant decisions from time to time.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    It's very rare to get an instant decision from Vanquis. They mainly give you the '7-10 day' message.

    But they can give instant decisions from time to time.

    yes if you do through normal working hours and have good credit score that will pass the usual system checks without the need for referral..... :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Statement number 4 due to be printed any day now!

    My 1st Statement was printed 16th March, (paid in full 20th March)
    My 2nd Statement was printed 17th April (paid in full 21st April)
    My 3rd Statement was printed 15th May (paid in full 20th May)

    I wonder which day statement 4 will be printed and if I will get that increase!
    Official SOS Club number 011 - Dry until 17/11/2009
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I want my increased and I havent even had a statement for Vanquis yet grrr. Just had my first cap one statement so not long now :)
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Statement number 4 due to be printed any day now!

    My 1st Statement was printed 16th March, (paid in full 20th March)
    My 2nd Statement was printed 17th April (paid in full 21st April)
    My 3rd Statement was printed 15th May (paid in full 20th May)

    I wonder which day statement 4 will be printed and if I will get that increase!
    Statement, if not already produced should be printed tomorrow. Would say it is 99.9% certain that you will get an increase.
    Have you rang the automated line to check available credit?
    Good luck :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Credit increases are useful but unimportant to me. Its little green '0's that I want!

    I think that I will leave it a few months and apply for a Cap One and just not spend on it (if I get it!) and bump some more of them onto my CRF's.
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