V A N Q U I S

GreenAllTheWay

It has been known for Royal Mail to deliver to different addresses that's why we worry as we are the ones worried whilst others are getting free spend ups we are then liable for charges etc unless we can prove it then that messes up our credit ratings that we are trying hard to better.

sassy_one

Just called them, my card was dispatched on the 25th of January and was advised it will be with me in 10-14 days.
I was also advised the latest it should arrive is the 14th of February?
If nothing then, recall and it will be resent.


I just hate waiting with the fact I might have to wait all over again!

custardy

sassy-one wrote: »

Just called them, my card was dispatched on the 25th of January and was advised it will be with me in 10-14 days.
I was also advised the latest it should arrive is the 14th of February?
If nothing then, recall and it will be resent.


I just hate waiting with the fact I might have to wait all over again!

these companies use large mailing houses and DSA carriers
Its cheaper to put larrge amounts into the RM network
so they will wait, and do large amouts if they can

GreenAllTheWay

sassy-one wrote: »

Just called them, my card was dispatched on the 25th of January and was advised it will be with me in 10-14 days.
I was also advised the latest it should arrive is the 14th of February?
If nothing then, recall and it will be resent.


I just hate waiting with the fact I might have to wait all over again!

It is very frustrating to wait I understand where your coming from I applied and got accepted on 26th of January

Derivative

izools wrote: »

A limit that small won't be negatively affecting your ability to get a card elsewhere unless you draw your salary in pesos.

What is your balance? Note that if your cumulative balances add upto over 50% of your cumulative limits your credit worthiness can be negatively affected.

Ideally you should keep your credit balances to under 25% of your credit limits to ensure a good credit score although under 50% is sufficient usually

My balances are generally far under 25% - I don't actually use the cards other than for token purchases.

I am a student and so my 'salary' is about half of what I actually take in (half is student loan debt).

Total limit across all overdrafts and CC's is about £1700.

sassy_one

Just update my card arrived today!

I'm about to post a thread for some information so would be grateful if people could offer some advice on it once I have.

Thanks all :-)

GreenAllTheWay

sassy-one wrote: »

Just update my card arrived today!

I'm about to post a thread for some information so would be grateful if people could offer some advice on it once I have.

Thanks all :-)

Congratulations Sassy :beer:

I am so happy for you...

Gotta wait for mine called earlier this afternoon mine card was dispatched 26th January so should get it soon

sassy_one

GreenAllTheWay wrote: »

Congratulations Sassy :beer:

I am so happy for you...

Gotta wait for mine called earlier this afternoon mine card was dispatched 26th January so should get it soon

Thank you!

Very pleased about it, just need to wait for the pin now.


Going to start using it soon as it arrives

Yes, yours should be with you soon as mine was sent on the 25th so tomorrow or Saturday! :T

GreenAllTheWay

sassy-one wrote: »

Thank you!

Very pleased about it, just need to wait for the pin now.


Going to start using it soon as it arrives

Yes, yours should be with you soon as mine was sent on the 25th so tomorrow or Saturday! :T

Thank you Sassy I'm getting exited
:rotfl:

I bet you can't wait at least you got your card now though.
I'm going to build up cred rating with mine!

Only starting from £250

sassy_one

GreenAllTheWay wrote: »

Thank you Sassy I'm getting exited
:rotfl:

I bet you can't wait at least you got your card now though.
I'm going to build up cred rating with mine!

Only starting from £250

Same, I'm hoping within a year to be able to get a mainstream card.
Hence why I applied for all three (Capital one, aqua and vanquis) and have several calalogues with a overall limit of almost £3500.

I have a £250 limit too, when do we receive a increase? :rotfl: