V A N Q U I S

SnowTiger

aimzrabbit wrote: »

I think we have all got a bit snowed under here with the point of the thread ...:p

Oh. I thought this thread, titled V A N Q U I S, was about Vanquis.

What do you think it's about?

aimzrabbit

well its not about you and sarcasm that's for sure !!

spaceman5

aimzrabbit wrote: »

all i was trying to say is if your disciplined with the card then its fine and have the cash in your current account to pay it off or most of it then your in a good place

but lets be realistic here the only reason you could possibly want a vanquis is that you cant get a main stream card as that the person has had financial problems "like me " in the past and you dont have a wad of cash carrying over in your current account

Ive paid my vanquis off and closed it and it was like havin a pay rise and the relief of stress of not having credit cards is fantastic

vanquis is lilke no other credit card not even aqua or capital one classic ...vanquis are there to get you into debt keep you there and make the maximum amount of money ...when your at that magical 3K limit and they promote you to gold status .... the only gold is the amount bling the directors of vanquis are wearing at your expense

:cool:

That has got to be the most stupiedest statement I have ever read on this or any other forum for that matter, Do Vanquis put a gun to your head and make you apply for their card?.... NO, Do Vanquis put a gun to your head and make you use more funds than you can reasonably manage a month?... NO, granted they may not have the best apr and you may not be able to balance transfer from it, but for what it is designed to do, i,e help people who cant obtain credit for whatever reason, as its not always about bad debt, improve their credit rating, and if used correctly it does exactly what it says on the tin.

Kyresa

spaceman5 wrote: »

That has got to be the most stupiedest statement I have ever read on this or any other forum for that matter, Do Vanquis put a gun to your head and make you apply for their card?.... NO, Do Vanquis put a gun to your head and make you use more funds than you can reasonably manage a month?... NO, granted they may not have the best apr and you may not be able to balance transfer from it, but for what it is designed to do, i,e help people who cant obtain credit for whatever reason, as its not always about bad debt, improve their credit rating, and if used correctly it does exactly what it says on the tin.

Notice those complaining are those who were carrying more than £2k balances? Vanquis must have made them spend all that money, right? The mantra all the way through this thread has been the same:

Don't put on a Vanquis card what you can't afford to pay back in full when your statement is printed!




(no doubt I'll be accused of working for Vanquis now too.....!)

aimzrabbit

spaceman5 wrote: »

That has got to be the most stupiedest statement I have ever read on this or any other forum for that matter, Do Vanquis put a gun to your head and make you apply for their card?.... NO, Do Vanquis put a gun to your head and make you use more funds than you can reasonably manage a month?... NO, granted they may not have the best apr and you may not be able to balance transfer from it, but for what it is designed to do, i,e help people who cant obtain credit for whatever reason, as its not always about bad debt, improve their credit rating, and if used correctly it does exactly what it says on the tin.

is that right spaceman i dont see many thanks for this post as i said above i am a former credit card user and dont have any debt so there is no reason for me to post here i aint strugglin with a vanquis but i see many threads on this website about vanquis mostly with people strugglin to pay what is a bad debt card

bye

KingElvis

aimzrabbit wrote: »

is that right spaceman i dont see many thanks for this post as i said above i am a former credit card user and dont have any debt so there is no reason for me to post here i aint strugglin with a vanquis but i see many threads on this website about vanquis mostly with people strugglin to pay what is a bad debt card

bye

Rabbit, I think what people are saying is, handled correctly, a vanquis card is a benefit and can be useful.

You could say the same about enriched uranium or TNT and that's the problem, put the wrong thing into the wrong hands and you have an explosion.

aimzrabbit

King i get the drift

i was just trying to help some peeps

but cleary i few of them are getting a bit personal with responses now

so rather than me start to get rassed and losing it ive un subsribed from the thread

izools

Have you seen this?

http://www.highyieldaccount.co.uk/index.aspx

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Cash_Flow

izools wrote: »

Have you seen this?

http://www.highyieldaccount.co.uk/index.aspx

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Whats so funny?

giblet10

I had my third statement at the weekend - if I'm getting a credit limit increase when will I hear? It is after third statement, taking effect from fourth statement or after fourth statement, taking effect from fifth statement (given the 30 days notice they have to give for an increase).

Cheers