V A N Q U I S

DEBTMONKEY1A

Hi...approved for an Aqua last week, 4 total searches on file (inc this one)...3 months in new job, electoral roll for last 1 1/2 yrs, address 4 years 2 months.....any ideas guys/gals?

izools

All Vanquis applications are referred.

You'll know whether or not you've been accepted when they call you / write to you with their decision. But if you've passed Aqua's credit scoring your pretty much a shoe in for Vanquis.

DEBTMONKEY1A

Thanks izools....!

Just opened my checkmyfile info....no linked addresses, my 'creditbuilder' cashplus loan+ bank a/c reporting fine! Credit score a bit under average at 686...!

I've sent you a PM if you have a mo?

Thanks!

DEBTMONKEY1A

Iztools...they just called-accepted for a £250 limit!

coffeeandfags

Ive had Vanquis for a year now ...... and still on £250 limit :rotfl:

Never mind, ive been accepted for Aqua with a £400 limit, so paid off the Vanquis this morning Might still use it from time to time just so i look responsible

CpdButWhy

how much time after the phone call telling I am accepted for Vanquis CC does the actual pack turn up in the post?

bex4adz

CpdButWhy wrote: »

how much time after the phone call telling I am accepted for Vanquis CC does the actual pack turn up in the post?

Mine took about 5 days and then about 3 days after that you get the pin number.

[Deleted User]

I've had a letter this week saying my limit has been increased by another £750 which takes me up to a £1750 limit. Also had a letter from Halifax saying they are increasing my limit too.

My credit rating must be improving! :cool:

Andybez38

I applied for Vanquis credit card online this week and was accepted. This was after inital we'll get back to you. After a phone call offering me payment protection / cash advance into bank account etc. I appreciate Vanquis giving me a second chance. I have learned by past mistakes/ misfortune and will always pay off in full to a slow recovery in building my very poor credit rating.

dazzaofdagenham

had my card now for a year and stuck on the £250 limit.

Pay min by direct debit and most months pay extra to bring balance down to £50 mark.

Normally use the card for petrol and internet shopping....

However my CCJ should fall off my credit report in march so a increase may be forthcoming

darren