best first car for cheap insurance?

pogofish

carbonmonoxide wrote: »

I'm actually 30 driveby - never really needed to drive before but just had a baby and realised I could really do with a set of wheels now.

OK, that would probably mean the incentive schemes would not be nearly as attractive as you will still be a lower risk than a teenager.

Building-up your no-claims would be thing & IIRC, one of the Toyota incentives was effectively an extra year's NCB whatever your experience.

Don't know how attractive this is as it may only apply to a limited & uncompetitive choice of insurers.

Having a youngster also wipes-out my other suggestion - Why not try a small motorbike instead? I've seen a few insurers that will carry an amount on NCB from two wheels to four, but not for a while.

DGJsaver

pogofish wrote: »

Having a youngster also wipes-out my other suggestion - Why not try a small motorbike instead? I've seen a few insurers that will carry an amount on NCB from two wheels to four, but not for a while.

A small motorbike ?? , i was presuming the OP would like to take her baby WITH her when she goes out and about , or are you thinking of a sidecar.....

iolanthe07

but I'd still avoid a Micra !!!

Why? My wife loved hers. What's wrong with them?

carbonmonoxide

DGJsaver wrote: »

A small motorbike ?? , i was presuming the OP would like to take her baby WITH her when she goes out and about , or are you thinking of a sidecar.....

I don't think my OH would be too impressed if I came back with a motorbike instead of a car. What a need is a good runaround which can handle the occasional long journey to visit family

DGJsaver

iolanthe07 wrote: »

but I'd still avoid a Micra !!!

Why? My wife loved hers. What's wrong with them?

Their a bit crap ?

drivebyargument

iolanthe07 wrote: »

but I'd still avoid a Micra !!!

Why? My wife loved hers. What's wrong with them?

Attrocious cars.

The new breed of small cars such as the ones I mentioned - The Renault Twingo and Peugeot 107 are my favourites - are far superior in every way.

To the OP - I was thrown off by "I'm 30" but I think for you , look for something like a well looked after Peugeot 306. They go on forever and are great for a small family on a budget.

pogofish

Expensive as well IME.

Or maybe that is because the upmarket car dealers round here tend to market them strongly as second cars to the more expensive marques?

iolanthe07

Attrocious cars.

Why are they atrocious? You are obviously biased against them for some reason, but I understand they are an excellent first car. Why do so many driving schools have them if they are atrocious? (Only one 'T' in atrocious, by the way).

DGJsaver

iolanthe07 wrote: »

Attrocious cars.

Why are they atrocious? You are obviously biased against them for some reason, but I understand they are an excellent first car. Why do so many driving schools have them if they are atrocious? (Only one 'T' in atrocious, by the way).

Well i live in Leighton buzzard , a town of circa 40k and work in Milton Keynes circa 184,506 and i have NEVER seen a micra as a learner car !?

They are flimsy , cant do high mileage and look horrible !

pogofish

Much of a muchness with many other small cars IME. The newer ones are better appointed (& look bigger), whilst the old ones can go on forever with gentle use.

Some folk seem to love them & I've known more than a few folk who have had Micra after Micra & been very enthusastic about them. One of my relatives used to drive her's all the way to the Western Isles & back several times a year & it took it all in its stride, incl the crappy roads over there. I doubt she ever took it above 45, anywhere, ever though. I have seen them used as learner cars.

Personally I'd suggest looking at a small VW or maybe Toyota/Peugeot but in the end it is up to what suits your needs/what you prefer.