best first car for cheap insurance?

MaximumImpact

How about a Fiat...I had a Cinquencento...Ok it's not fast but it was cheap to run, cheap to tax and cheap to insure!!! Fiat make quite good and reliable small little cars and they don't look too bad....

Mark_Hewitt

DGJsaver wrote: »

The insurance doesnt always get cheaper because the cars older , its the cost YOU can do to someone else and /or their car .

Newer cars should be harder to steal for example so if your budget can stretec to a newer car with FSH all stamped up , i`d go for that

To be perfectly honest, I wouldn't. Go for a banger that you don't care if it gets scraped about a little bit. Then in a few years when you've got more experience go for that shiney new car.

DGJsaver

Mark_Hewitt wrote: »

To be perfectly honest, I wouldn't. Go for a banger that you don't care if it gets scraped about a little bit. Then in a few years when you've got more experience go for that shiney new car.

Each to their own , im thinking something 02/03 not much newer than that , which is still 6 years old !

DGJsaver

MaximumImpact wrote: »

How about a Fiat...I had a Cinquencento...Ok it's not fast but it was cheap to run, cheap to tax and cheap to insure!!! Fiat make quite good and reliable small little cars and they don't look too bad....

Fiats ?????

Are you MENTAL :eek: :eek: :eek:

Mark_Hewitt

DGJsaver wrote: »

Each to their own , im thinking something 02/03 not much newer than that , which is still 6 years old !

That would seem to be reasonable! When I think of newer I usually think < 2 years.

DGJsaver

Mark_Hewitt wrote: »

That would seem to be reasonable! When I think of newer I usually think < 2 years.

The nearest i have ever got to a car that new is walking past one parked in the street

pogofish

carbonmonoxide wrote: »

thanks for the tips - just did a quote on a 1.2 corsa and it came up between £450-£1000 and as iolan suggested not much more for fully comp.

The thing is if I get a new/nearly new car wouldn't the insurance go through the roof? I could well prang it just through lack of experience. Wouldn't it be better to get a cheapo car and then look fopr a better model after a few years?

Depends - Main dealers often do incentive schemes on insurance that can wipe out a lot of the difference. The lad next door to me has just got himself a new Corsa & over three years, the insurance incentive on that model made very little difference in cost between an old banger & full-rate insurance, which was several times the value of his car.

Mind you, once out of your teens, that advantage will diminish fast.

Toyota are also doing something on Aygos & they are group 1 - which is about as cheap as you can get on insurance & I've seen a few "nearly new" deals that qualify in main dealers.

MaximumImpact

Fiats ?????

Are you MENTAL :eek: :eek: :eek:

Absolutely....Love em.....still got one sat on my drive!! That one is a group 18 and only costs me £240 a year fully comp to insure....

The joys of owning a rustbucket that noone wants to nick!!!

:T

carbonmonoxide

I'm actually 30 driveby - never really needed to drive before but just had a baby and realised I could really do with a set of wheels now.

Ideally I'd like to go for something newer as DCJ suggested, but don't want to spend too much money if I just end up bashing it up!

DGJsaver

A well looked after Astra , 1.4 or 1.6 petrol , or a 2.0 d (bit of a heavy lump but safe and good for cruising)

V/w/x......£1100 for a looked after one , FSH....BUYERS MARKET !!!


Maybe im bias but i love my astras:D