I've been made redundant

Numpty_Monkey

I was made redundant on Thursday,
It was a voluntary redundancy:rolleyes:, sounds daft to accept it
but as I had been there under a year I wasn't entitled to any pay out
So by taking it I got 4 weeks notice pay and 4 weeks pay and holiday pay

If I didn't take the voluntary i would have been working my notice and miss out on 4 weeks pay

A few links to some sites that have been useful
Checked to see what benifits I can claim
http://www.entitledto.co.uk/
If you are on contribution based JSA you do not automatically get free preescriptions and other free health costs, you need to fill in a form called HC1 (available from Job Centre Plus office and other benefits offices)

Some rules about redundancy
http://www.acas.org.uk/index.aspx?articleid=1365
Acas Helpline
Monday - Friday 08:00 - 18:00 - 08457 47 47 47

T.U.C
http://www.tuc.org.uk/

And the government site
http://www.direct.gov.uk/en/Employment/index.htm

The job centre and for claiming benifits
http://www.jobcentreplus.gov.uk/jcp/index.html
Online Claim Form (thanks Blue Is The Colour)
http://www.dwp.gov.uk/eservice/



And to re do my SOA
http://www.makesenseofcards.com/soacalc.html
A bit of a DFW thing
If you get made redundant, call your mortgage provider any loans or credit companys and tell them what has happened, they are more likely to be sympathetic and helpfull if you inform them, rather than wait until you start missing payments

Pay the priority bills first
Rent/ mortgage (rent you can get houseing benifit, see note below)
Council Tax (you can claim Council Tax Benifits)
TV Liscence
Gas /Electric/Water
Food

If you are needing Propper Debt advice use these
Non-profit Debt Counsellors' List
Never pay for free debt advice

If you have debts and get a lump sum maybe not enough to clear all debts, and leave a bit of "emergancy" money, maybe "snowballing" debts might be the right option,, "snowballing" is paying off the highest APR debt first, and minmum payments on the rest, then the money used to pay off that debt (when itsgone) is added to the next highest debt, and so on,
This calc works it out for you
http://www.whatsthecost.com/snowball.aspx?country=uk

Use the boards on MSE:T
Remember it was your job that was made redundant , not you:A
You have a new job of gettting a job:A

Sites to look for Jobs
Looks like just West Yorkshire but can be searched
http://www.yorkshirejobstoday.co.uk/Frontpage.aspx

When you get a job use this to work ork how much you come out with
http://www.listentotaxman.com/


If you have an insurance policy that has "legal advice"cover on it,
might aswell use it if needs be:o
Or contact your local CAB office
http://www.citizensadvice.org.uk/index/getadvice.htm#txt_getadvice_header-Anchor-search

A note about claiming Houseing and Council Tax benefit, you can and should fill in the application forms when first registering,
And then go to your local Housing Benefit office and fill them in there aswell, "belt and Braces" is an old saying that comes to mind, it took nearly 2 months to get mine sorted, I only did the form at job centre

mumoftwins

Numpty_Monkey wrote: »

I was made redundant on Thursday,
It was a voluntary redundancy:rolleyes:, sounds daft to accept it
but as I had been there under a year I wasn't entitled to any pay out
So by taking it I got 4 weeks notice pay and 4 weeks pay and holiday pay

If I didn't take the voluntary i would have been working my notice and miss out on 4 weeks pay

A few links to some sites that been useful
Checked to see what benifits I can claim (none yet still in notice period)
http://www.entitledto.co.uk/

The rules about redundancy
http://www.acas.org.uk/index.aspx?articleid=1365

And the government site
http://www.direct.gov.uk/en/Employment/index.htm

The job centre and for claiming benifits
http://www.jobcentreplus.gov.uk/jcp/index.html

A bit of a DFW thing
If you get made redundant, call your mortgage provider any loans or credit companys and tell them what has happened, they are more likely to be sympathetic and helpfull if you inform them, rather than wait until you start missing payments

Pay the priority bills first
Rent/ mortgage (rent you can get houseing benifit, not sure about mortgages)
Council Tax (you can claim Council Tax Benifits)
Gas /Electric/Water
Food

Use the boards on MSE:T
Remember it was your job that was made redundant , not you:A
You have a new job of gettting a job:A

Hi Numpty :hello:

I'm sorry to hear this news, but must congratulate you on being so positive and helpful with your post.

I wish you all the best in finding a new job - what was you did? I'll have a snoop round the jobs online and see I can find anything to help you.

Love MOT xx

Numpty_Monkey

Thanks MOT:kisses3:
Hope other users don't need the links, but
and if they do I hope they find them usefull

I'm just a warehouse monkey (or was):p,
and not much of that work going at the moment:o

Hows your job going:D:j

sunshinejoclaire

Numpty_Monkey wrote: »

Checked to see what benifits I can claim (none yet still in notice period)
http://www.entitledto.co.uk/

Just to pick up on that, if you have paid enough contributions you should be able to get Conts Based JSA straight away, but entitled to doesn't make that clear (it assumes you have already claimed it). You don't have to wiat til you are out of your notice period is over if you were paid in leiu of it

Numpty_Monkey

I don't have to work during my notice period, so offically I'm still employed

izzy339_2

Numpty_Monkey wrote: »

I don't have to work during my notice period, so offically I'm still employed

I'm about 7 weeks into my 10 weeks notice period, some reps from various depts in DWP came to see us at work as thre was over 30 of us all being made redundant late Dec 2008, they told us that if you have been released from work? are in your notice period, you are eligible to clain JSA from the very first day that you are no longer working, this is what I did, I left work on the 18th Dec, just entered my 10 week notice period (I had worked there for over 10yrs) and with my 10yrs of redundancy money, 10 weeks PILON and holiday pay owed? I signed on the dole, 10 days later I had some money from JSA in the bank.
HTH

Deep_In_Debt

Sorry to hear your news Numpty. I know I've chatted to you on DFW.

Good advice you've given. I got made redundant in August after 12 years with my company so I did get a bit of redundancy pay but as my salary wasn't massive, I didn't get enough to clear all my debts (scary!). However, have made some headway but want to keep some money back in case I can't get work.

Since October, I've been temping for the same agency in the same company, but such is the nature of temp work, I could go at any time so need money to live on and I don't have much left! I've not been reckless with it - just cleared some debts and paying mortgage etc.

Good luck with your search!

Spendless

sunshinejoclaire wrote: »

Just to pick up on that, if you have paid enough contributions you should be able to get Conts Based JSA straight away, but entitled to doesn't make that clear (it assumes you have already claimed it). You don't have to wiat til you are out of your notice period is over if you were paid in leiu of it

Unless it's changed since I was made redundant you can't get paid JSA (including contribution based) until your notice period is over if you have been paid 'in lieu of notice'. You can (or could) go and register with them straight away though. I was able to access a 'group' that helped you with cv's and interview techniques whilst I was still in notice period.

Numpty_Monkey

Spendless wrote: »

Unless it's changed since I was made redundant you can't get paid JSA (including contribution based) until your notice period is over if you have been paid 'in lieu of notice'. You can (or could) go and register with them straight away though. I was able to access a 'group' that helped you with cv's and interview techniques whilst I was still in notice period.

Thats what the bloke on the jobcentre plus phone line told me,

mumoftwins

Numpty_Monkey wrote: »

Thanks MOT:kisses3:
Hope other users don't need the links, but
and if they do I hope they find them usefull

I'm just a warehouse monkey (or was):p,
and not much of that work going at the moment:o

Hows your job going:D:j

Hi Numpty,

Haven't started my job yet, still waiting for CRB clearance - mind you they do have check the 5 addresses that I have lived in over the past 2.5 years :eek: + the marital home which was 11 years so may take a while :rotfl::rotfl:.

I do hope that something comes up for you Numpty and sooner rather than later :A

Numpty_Monkey

Hi DID
Hope you get something soon:A

I got made redundant before about 5 years ago , and got the minimum government payout then, for 14 years working there
1 week pay (based on the basic pay) per year
12 weeks in lieu of notice (taxed) and any benefits claimed taken from that:mad:
Wish I had found MSE back then:o

A few of the lovely DFW peeps are going to help me with my CV