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If things get tougher?



  • metherer
    metherer Posts: 560 Forumite
    For me it would definately be getting some loft insulation in pronto, to cut down heating needs, and getting used to wearing more layers.

    My income is paltry, and as I currently live alone I can't really cut down any more. I don't have sky, don't really drink, don't smoke, so the internet (cheap deal) is my only extravagance. As I have no social life to speak of I'm not getting shut!

    The only other thing I can think of is that my partner and I will have to start really using the allotment to its fullest capacity. We did poorly off it this year - forgetting to pick stuff when it was ready. Not this year..

    Not heavily in debt, but still trying to sort things out.
    Baby due July 2018.
  • Good thread!

    I think like MATH, would wear extra clothes/layers to keep warm. My thermostat is on about 19-20c-dont know if this is high or not but our gas DD is already £61pm as they cocked up last year on readings and being pre-money saving, I didnt check at the time:rolleyes:

    Would bulk out more meat as we've cut back alot already and eat more spuds/pasta etc. Not use my DW and hand wash everything. Already cut back on TD useage. Grow me own veg and some fruits. Have cut down on petrol as we only use if I need to get to the hospital and occasional school runs if running late. Cut to 3rd part F&T insurance.

    To repeat what others have said, requires education, to challenge it,
    requires brains!
  • comping_cat
    comping_cat Posts: 24,006 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    On the Richard Hammond show a few nights ago, they had a feature about energy saving, and they actually said that using a full dishwasher was more econaomical than handwashing, as you are using less water, and less energy heating a full tank of water!!!!!
    Im going to start meal planning, been meaning to do it for a long time, but must def start, also that way im hoping that i wont be impulse buying so much (im a sucker for the special offers, that i then dont use!!!). Im also going for more layers, to save on the heating, my thermostat is on 18 at the moment, which i think is the recomended level!!!
  • ocemeer
    ocemeer Posts: 414 Forumite
    I'd get rid of the TV (sell it to make some money) saving £110, cant get away with turning down the heating any more as DH keeps finding out and turning it back up (at 18 atm) Moving house soon to a wood/coal etc heated house so only electricity to cut down on so will have to think, though lots of walks to forage for fuel sounds like fun
    ......could get rid of DH he's an expensive luxury
  • apple_mint
    apple_mint Posts: 1,102 Forumite
    Combo Breaker First Post
    We've already been trying to pull our belts in tighter since Christmas - on top of the work we've being doing over the last year since finding MSE.

    Some of the things we are doing are:

    * No wine this month - I'm trying to loose weight and save money (this one is hard and will stretch my will power!)
    * More vegetarian meals - thereby eaking out the meat/fish I have in the freezer
    * Trying to create meals that will stretch to extra portions for another meal or pack up's for work (usually by adding more vegetables / pulses)
    * Using stuff up from the storecupboard
    * Replacing ordinary light bulbs with energy saving bulbs (this is a long term saving plan)
    * Making sure nothing is left on standby and that I only boil enough water for my needs
    * Picking up from one of the other threads - going through the bathroom cabinet to make sure everything is used up before I buy more
    * Having a DVD night in with HM popcorn etc - instead of going out to the cinema
    * Using the library for all my reading needs instead of getting extra books off amazon
    * Going for long walks - makes me appreciate the countryside and provides exercise (hopefully enabling me not to grow any more so that I can fit into the clothes I have - and hopefully the set of size smaller ones that are still packed in my wardrobe!)
    Enjoying an MSE OS life :D
  • [Deleted User]
    [Deleted User] Posts: 12,492 Forumite
    Combo Breaker First Post
    catowen I am an impulse buyer too. I agree with you re meal planning. I have got to get my head around that one. At least the OSers already have the right mindset. The non OSers who bury their heads in the sand are going to have a heck of a shock if they suddenly have to cut back
  • metherer
    metherer Posts: 560 Forumite
    I wish I had a thermostat to turn down!

    I have a gas (!) fire in the living room, and an oil filled radiator plugged in at the top of the stairs.

    And its blinking freezing!

    Not heavily in debt, but still trying to sort things out.
    Baby due July 2018.
  • RacyRed
    RacyRed Posts: 4,930 Forumite
    Combo Breaker First Post
    Move out of Central London. Fed up with being a ripped off wage slave with a dreadful standard of living. Housing and transport costs are terrible, and there is literally no space to try to improve our lot ourselves. Earning 2 reasonable salaries here is still not enough to keep the wolf from the door!

    My work is moblie but OH's isn't, which is why we are still in London when we would have a far better standard of living in another part of the country, or another country even! He had better look to his laurels next time I balance the books ;)

    This year I intend to do without our rented storage room. Sounds an extravagance but what I have in there is what would normally be kept in a spare room or loft, garage, garden shed etc. Some of it is treasured stuff but needs must.
    My first reply was witty and intellectual but I lost it so you got this one instead :D
    Proud to be a chic shopper
  • mah_jong
    mah_jong Posts: 1,284 Forumite
    Mortgage-free Glee!
    mmmmmm not sure what I could do. Could give up the vino too not that a weekly bottle would change things much BUT(just thought...) as I have stockpiled wine whilst on offer I dont need to give it up yet as I have a years supply!!!!

    My heating is set for when I am in, I cannot wear more and turn it down as a Raynauds sufferer it matters not, how many layers I have once my fingers start getting cold I get cold! As it is I look like the michelin man!!

    No car/dont smoke/ dont go outpubbing clubbing /dont eat much read meat....

    do use slow cooker ,do batch and freeze. Do make do and mend. Always check out best price when things do need to be bought. Have changed suppliers in everything to get best deal......ahhhhh not sure if I can cut any more corners!!! Other than turning down heating and watch toes drop off with frostbite....:-)
  • summerday
    summerday Posts: 1,351 Forumite
    Hmm this is a toughie for me. Well, there is one obvious thing- I have a gym membership at a discounted rate of £20 a month, that could go. But OH and I never spend over £20 a week on food, and I am so busy working at the mo, earning extra money rather than spending it anyway. we do try to save a bit so that we could access the money in really tough times.

    We keep the thermostat set at 19 degrees and I find this fine, I would prob be ok with 18 degrees but OH would prob say I'm taking moneysaving too far if I suggest it!

    I suppoes we could use the car less, and walk journeys that are less than half an hour walk eg to our parents.

    But this post has made me relise how few luxuries I allow myself nowadays.

    sarah x
    Yesterday is today's memories, tomorrow is today's dreams :)
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