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The revenge of the stripey socks - a DFW adventure
Comments
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You forgot the waterproof pants in the safety equipment list...
Riding crops don't have to hurt, they can be a turn on for some people, but that's another story...No, it's not. I used to have a boyfriend who as soon as he had had a glass of wine would beg me to hit his bare bottom with my riding crop :eek:
Mistress Piq, at your service!
xxJoint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:
Getting married 05/09/09
To lose for the big day (lb) 2/510 -
On one of the dating sites I frequent infrequently, I was contacted by a man who's raison d'etre was to clean women's houses naked (or in the uniform of my choice, lol) and be taken to task for any failings, tee hee.
I declined his kind offer........looking at the state of my floors and the fact I have a viewing in an hour's time (wish me luck, only been trying to sell since April last year) and am sat here in my nightie watching Corrie omnibus, reading and chuckling and eating toast, I think I did the wrong thing.....0 -
Morning Fay :hello:
Hope you survived the sleepover, have a lovely weekend
xxxJoint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:
Getting married 05/09/09
To lose for the big day (lb) 2/510 -
On one of the dating sites I frequent infrequently, I was contacted by a man who's raison d'etre was to clean women's houses naked (or in the uniform of my choice, lol) and be taken to task for any failings, tee hee.
I declined his kind offer........looking at the state of my floors and the fact I have a viewing in an hour's time (wish me luck, only been trying to sell since April last year) and am sat here in my nightie watching Corrie omnibus, reading and chuckling and eating toast, I think I did the wrong thing.....
There's still time Kittikins, I'm thinking of taking it up [STRIKE]again [/STRIKE] I believe you charge by the hour. Of course in this weather, I will be wearing warm sensible clothes, none of that strappy stuff :eek:Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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There is a huge amount of men who want/need this kind of thing! It's a huge business. There are even cottages that are all fully equipped dungeons to hire! I have given it a go (not for cash i hasten to add) but just found I couldn't stop laughing...not a great image for a Dominatrix. There are also men who will pay for being bathed burped and having a clean nappy put on. It's often crossed my mind it would be a very easy way to earn £100! But i think I'll stick to teaching.LBM 10/08 £12510.74/0
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There's still time Kittikins, I'm thinking of taking it up [strike]again [/strike] I believe you charge by the hour. Of course in this weather, I will be wearing warm sensible clothes, none of that strappy stuff :eek:
There's probably a demand for that as well - be chastised by a mother figure in wincyette nightie and sensible slippers :eek:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Morning all - hope you feel better Unixgirl - I will ask for mucho help with spread sheets.
Mistress Piquant - lovely ring to it - hope you don't freeze this am with Captain.
MRSA - only one of DD's pals turned up in the end, so we watched a girlie movie (I love that they are at this stage) on the wall which was fun. (we have a projector thingmy - no TV in the living room - figured a projector would be more fun than an expensive telly - and I am a skin flint according to my kids!!!!:rotfl:The Wii and the PS2 go through it too and we have movie night on the wall (most nights over weekend!) so its fun,
Snowing here - got a lot of work to do for college some PhD work and some 'consultant' work from the summer to write up - need to dig out the photos of the quadrats and check my species list before I write up - did two days in the field and then did a summary which took a couple hours
- WONDERING if i can stretch it to 4 days rather than 3 but probably pushing my luck - its a baseline first year survey so there isnt much to say really - just make all the flowers stand up to attention and list them.
Like Piq says - its not rocket science..........:rotfl:its flower science :rotfl:(sorry really really bad joke)
Ahem
Today its snowing here - doesn't happen often, we don't get snow, ground frosts etc (2 degrees out at the mo). Need to get something yummy out of the stash for the chookies - there is some left over macaroni in there - its just so horrid and cold.
DD hassling for charity shops - will stop ranting on here!!! Egg boxes to deliver down to the shop.
Need to pack up extra seeds and send to a couple 'pals' on here - I have to make sure I don't buy any more - looking out propagator later -think about starting some things off.
Not much inspirational DFW stuff ......................lilies arrived and they look lovely - put them withh some willow - boring I know but I do love my flowers.
Waving to you all...............still chuckling of the idea of various men wandering about the house cleaning away like little soldiers.
I have to admit its got potential.................I'd be rubbish ..................I am only two foot two .................I think Mistresses are supposed to be tall!!:rotfl:Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Statement of Affairs and Personal Balance Sheet
Have done this - additional information is:
PhD Student - so no council tax
Have additional income for another month or so of £350 (b and b person) ends in about 6 weeks and not sure I want the hassle of it again. But not sure???
Live on an island so no access to any cheaper telephone/internet
No family/childcare here so difficult to do any work other than at home
Looking after a large 6 bed house for a pal - one room rented out for a year as a bedsit (its in extra income) one room is b and b
Also have very large floored private space in attic - needs a bit work though
Haven't included 2 cc's as I use them for my food, petrol etc expenses so they are paid in full every month
Havent included overdraft.
No maintenance from hubby.
Household Information
Number of adults in household........... 1
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1078
Partners monthly income after tax....... 0
Benefits................................ 720
Other income............................ 390
Total monthly income.................... 2188
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 650
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 115
Gas..................................... 0
Oil..................................... 100
Water rates............................. 0
Telephone (land line)................... 12
Mobile phone............................ 44
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 17.99
Groceries etc. ......................... 250
Clothing................................ 30
Petrol/diesel........................... 75
Road tax................................ 30
Car Insurance........................... 30
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 75 (this is to help me budget for ferry expenses, each time we leave the island costs between 150-200quid)
Childcare/nursery....................... 0
Other child related expenses............ 15
Medical (prescriptions, dentist etc).... 15
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 50
Emergency fund.......................... 20
Total monthly expenses.................. 1630.99
Assets
Cash.................................... 650
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 3650
Unsecured Debts
Description....................Debt......Monthly...APR
rbs loan.......................3000......160.......9
lloyds loan....................1875......100.......4
barclay card...................3000......50........0
penguin boy loan...............2755......145.......0
student loan...................14000.....0.........0
Total unsecured debts..........24630.....455.......-
Monthly Budget Summary
Total monthly income.................... 2,188
Expenses (including HP & secured debts). 1,630.99
Available for debt repayments........... 557.01
Monthly UNsecured debt repayments....... 455
Amount left after debt repayments....... 102.01
Total assets (things you own)........... 3,650
Total HP & Secured debt................. -0
Total Unsecured debt.................... -24,630
Net Assets.............................. -20,980
Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.
Any help glady taken!! Away to start a spending diary/budget thhing in excelTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Kitti, how did the viewing go? How is everyone else? I'm having a lazy day, feeling a bit better.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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Spent £15 quid in charity shop today - ergh but got some bargains, some clothes and a duvet and some xmas pressies for the box:
My kids thing clothes stores come in black plastic bags dunno if that is good recycling or me being a bad mum?!! I only very very occasionally buy anything 'new'.
I got a cosy fleece today (age 12) 50p and a nice sweater from warehouse.
Haze got some new labelled fluffy rainbow psycadelic socks - very happy with her purchase (and 4 videos for 50p she is collecting disney videos at the moment)
Looking desperately for one of those patchwork crochet blankets for darwin - no luck yet though..............
Snowing hard here - seeds and slugs are calling - away for a slug hunt - catch as many as I can. (not for the freezer piq) I feed them to the chookies.
Ventured to the OH today that I might like to get married in the garden - he just laughed and told me I would need a better excuse to buy more plants and wellies.
Hes so unromanticTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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