PPI Reclaiming Discussion part 4

angelcake

I have submitted my ppi claim, received a letter back saying I can have it back! yay... I wondered how long it would take until I receive my money! I will submit it as a success story when I have but just wondering how long it will take, It has been 4 weeks since I had the letter saying I can have my money back. thanks

(am With Lloydstsb)

tiggrae

angelcake wrote: »

I have submitted my ppi claim, received a letter back saying I can have it back! yay... I wondered how long it would take until I receive my money! I will submit it as a success story when I have but just wondering how long it will take, It has been 4 weeks since I had the letter saying I can have my money back. thanks

(am With Lloydstsb)

Lloyds are taking 12 weeks + to make payments

marshallka

angelcake wrote: »

I have submitted my ppi claim, received a letter back saying I can have it back! yay... I wondered how long it would take until I receive my money! I will submit it as a success story when I have but just wondering how long it will take, It has been 4 weeks since I had the letter saying I can have my money back. thanks

(am With Lloydstsb)

Hi angelcake, I know that they are busy but Di3004 has won against these and maybe be able to give you a time scale. Some firms are taking ages and others a couple of weeks.

Well done on your win though.;)

angelcake

Thank you, I wondered whether the success was due to the address I sent it to, My sister is with the same company and sent it to a different address and 2 weeks before me and had nothing back yet!

Tock389

Hello. I complained to NatWest about PPI put on three loans, totalling £7,000.

This was in January 2009. Natwest refunded me £5,400 two months later (with no interest added and no admission of liability), making me sign forms saying this was "in full and final settlement)
BUT at the same time I complained to the Financial Ombudsman Service (FoS), asking for interest and the full amount to be refunded i.e the £7,000 plus interest.
This week, almost a year later from my original complaint, FoS has agreed my complaint should be upheld with interest etc.
But as I've already accepted the NatWest offer and been paid the money, is NatWest obliged to pay the extra money following the FoS ruling on my case?

tiggrae

Tock389 wrote: »

Hello. I complained to NatWest about PPI put on three loans, totalling £7,000.

This was in January 2009. Natwest refunded me £5,400 two months later (with no interest added and no admission of liability), making me sign forms saying this was "in full and final settlement)
BUT at the same time I complained to the Financial Ombudsman Service (FoS), asking for interest and the full amount to be refunded i.e the £7,000 plus interest.
This week, almost a year later from my original complaint, FoS has agreed my complaint should be upheld with interest etc.
But as I've already accepted the NatWest offer and been paid the money, is NatWest obliged to pay the extra money following the FoS ruling on my case?

I think the FOS has in the past instructed companys to relook at cases even if a full and final acceptance has been signed

kasomvc

:beer: I WON MY CLAIM WITH HSBC AND THEY WILL OFFER ME £4400 TO SETTLE MY COMPLAINT ALTHOUGH IT SAYS ON THEIR LETTER THAT THEY DO NOT ADMIT ANY OF MY ALLEGATIONS.IT STATES ON THEIR LETTER THAT THEY WILL BE USING MY PPI TO REDUCE MY OUTSTANDING DEBT WITH THEM, I KNOW THAT THEY CAN DO THIS BUT IS THERE ANYWAY I CAN GET A LITTLE OUT OF IT BECAUSE IM REALLY SKINNED AND I GOT THINGS TO SORT OUT THAT INVOLVES MONEY. IM ALSO CURRENTLY UNDER DEBT MANAGEMENT. DONT GET ME WRONG BUT IM HAPPY ANYWAY IT IS BECAUSE ITS A WIN WIN SITUEATION EITHER I GET ANYTHING OUT FROM IT OR NOT BUT IT WILL BE BIG HELP FOR MY FAMILY IF WE GET A LITTLE. TNX MARTIN & EVERYBODY.:T

di3004

angelcake wrote: »

I have submitted my ppi claim, received a letter back saying I can have it back! yay... I wondered how long it would take until I receive my money! I will submit it as a success story when I have but just wondering how long it will take, It has been 4 weeks since I had the letter saying I can have my money back. thanks

(am With Lloydstsb)

Hi there angelcake, Well done to you.:beer:

Right with mine it was resolved through the FOS, mine had taken if I remember correctly from accepting and signing about a month after, this was last year, and one of hubbys was roughly the same, he have just succeeded in another through the FOS, and a month have already passed, we have chased this up, but by going by many posters recently Lloyds have been taken longer due to the volumes of refunds they are dealing with which is more than ever, about 11-12 weeks approx.

Hope you receive yours very soon, fingers crossed.;)

di3004

kasomvc wrote: »

:beer: I WON MY CLAIM WITH HSBC AND THEY WILL OFFER ME £4400 TO SETTLE MY COMPLAINT ALTHOUGH IT SAYS ON THEIR LETTER THAT THEY DO NOT ADMIT ANY OF MY ALLEGATIONS.IT STATES ON THEIR LETTER THAT THEY WILL BE USING MY PPI TO REDUCE MY OUTSTANDING DEBT WITH THEM, I KNOW THAT THEY CAN DO THIS BUT IS THERE ANYWAY I CAN GET A LITTLE OUT OF IT BECAUSE IM REALLY SKINNED AND I GOT THINGS TO SORT OUT THAT INVOLVES MONEY. IM ALSO CURRENTLY UNDER DEBT MANAGEMENT. DONT GET ME WRONG BUT IM HAPPY ANYWAY IT IS BECAUSE ITS A WIN WIN SITUEATION EITHER I GET ANYTHING OUT FROM IT OR NOT BUT IT WILL BE BIG HELP FOR MY FAMILY IF WE GET A LITTLE. TNX MARTIN & EVERYBODY.:T

Congratulations and well done to you. :beer::T:beer:

macscotie

I've got a claim in against First Plus for 2 loans, however, the day the 8 week period was up I received a letter from them saying they need another 8 weeks, but I am now entitled to go to the Financial Ombudsman however they hope that I don't.

My question is that, I take it I should raise it with the Ombudsman, but should I notify First Plus that I've done it? Is it liable to push them to a settlement?