PPI Reclaiming Discussion part 4

marshallka

family123 wrote: »

Hi

HAPPY NEW YEAR TO YOU ALL

I have just sent letters to FOS re two loans from TSB that were mis sold. I knew we had taken another loan in 2005 but am unable to find all the paperwork nd I wanted to check if this also, had been mis-sold. All i have is the letter from Lloyds confirming that the loan was our and date of first monthly repayment (2005). can we request paperwork from TSB and would we need to pay a fee to get it. All replies appreciated. Thanks to Di for all support so far.

Hi and Happy new year to you too.:beer:

Yes, you can request all the paperwork if you wish or just the agreements perhaps (if the loans are ongoing). A SAR (which is everything a company holds on you) would cost £10 and could take them up to 40 days to arrive and just for the agreements (if the loans are still active although most firms will comply even if they are not but no guarantees!!) would cost £1 and could take up to 12 days usually. If you go for the SAR there is a template letter here

http://forums.moneysavingexpert.com/showthread.html?t=1475553

You always send these letters by recorded delivery so you have proofs and if you have the agreement numbers or info on the loans already then I would just send the reclaim letters already as they should have details and this would save you time too.

Good luck

di3004

family123 wrote: »

Hi

HAPPY NEW YEAR TO YOU ALL

I have just sent letters to FOS re two loans from TSB that were mis sold. I knew we had taken another loan in 2005 but am unable to find all the paperwork nd I wanted to check if this also, had been mis-sold. All i have is the letter from Lloyds confirming that the loan was our and date of first monthly repayment (2005). can we request paperwork from TSB and would we need to pay a fee to get it. All replies appreciated. Thanks to Di for all support so far.

Hi there

And your most welcome.;)

Happy New Year to you as well, hope it will be the best one for you yet.

As with what Marshallka says. Good luck and please keep us posted and ask for help anytime.

Di

triticale

Hi all, not been on a while. Still waiting on BoS to give me my figure on my loan PPI! They have one day to pay me, lol.

Anyway I have a quick question on another PPI matter - my partner is starting a PPI claim on credit cards with Lloyds TSB.

We are doing a SAR request first, but which address to use? The sticky has quite a few different ones for them and I want to use the correct one for a SAR request. Also who would the £10 cheque be payable to?

Many thanks in advice for any help.

Oh, and Happy New Year all!

di3004

triticale wrote: »

Hi all, not been on a while. Still waiting on BoS to give me my figure on my loan PPI! They have one day to pay me, lol.

Anyway I have a quick question on another PPI matter - my partner is starting a PPI claim on credit cards with Lloyds TSB.

We are doing a SAR request first, but which address to use? The sticky has quite a few different ones for them and I want to use the correct one for a SAR request. Also who would the £10 cheque be payable to?

Many thanks in advice for any help.

Oh, and Happy New Year all!

Hi there.:D

I'm sure its this one I used here:

LLOYDS TSB BANK PLC
DSAR TEAM
CUSTOMER SERVICES
RECOVERY TEAM
CHARLTON PLACE C57
ANDOVER
HAMPSHIRE
SP10 1RE

Post by recorded delivery as you know for your proof of posting.;)

Good luck.

triticale

Thanks Di, will get it sent!

di3004

triticale wrote: »

Thanks Di, will get it sent!

Your very welcome and the best of luck.;)

mollymoo96

Thanks marshalla fo reply.

Unfortunatly I do not have any of the paper work I found the account numbers on an old statement took out the card in 1998 I think and used in last maybe 2003 but not sure. Maybe this one is a no go ????

marshallka

mollymoo96 wrote: »

Thanks marshalla fo reply.

Unfortunatly I do not have any of the paper work I found the account numbers on an old statement took out the card in 1998 I think and used in last maybe 2003 but not sure. Maybe this one is a no go ????

Never a no go until they tell you that mollymoo. Its only the cost of the postage so always worth a shot if you have been missold. I would perhaps ask them then for a copy of the agreement and see what they say and then give it a go with reclaiming. Failing that then just send a letter with whatever proof you have of the account maybe.;) Its good you have the account number and they do not know you do not have the agreement.

Mollymoo, failing all the above there is always the insurers route.

kazza1000

Hi all, does anyone have any idea who I would contact re PPI on an old Index Extra Catalogue account which I have just dicovered I had with PPI on it I didn't know about.

Thanks

di3004

kazza1000 wrote: »

Hi all, does anyone have any idea who I would contact re PPI on an old Index Extra Catalogue account which I have just dicovered I had with PPI on it I didn't know about.

Thanks

Hi Kazza

I would at first write to the catalogue and take it from there.;)
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

If you want this cancelled as well, you can do this the same time on your reclaim letter.

Good luck. X