PPI Reclaiming Discussion part 4

laalaa41

toolittletoolate wrote: »

Thanks recieved a letter from egg today will a refund of £128.00 for my credit card, not bad as we didnt have it long & the balance was never very much :beer:

Cool, how long have you been waiting? Gosh I hope this means Im going to get my PPI back from Egg too!

L

wutus

di3004 wrote: »

Good luck with this then.;)

Found the details of the Woolwich here:

WOOLWICH LIMITED
1 CHURCHILL PLACE
LONDON
E14 5HP
If they are linked together maybe you could address it to Barclays.

Good luck with this.:beer:

Thanks ever-so
It was just a loan from the woolwich but found another old credit card statement which i have discovered had ppi on it ( but no longer use the card) but it is morgan stanley and cant find the address for this either, sorry any ideas i know they have been taken over too .
thanks again

toolittletoolate

laalaa41 wrote: »

Cool, how long have you been waiting? Gosh I hope this means Im going to get my PPI back from Egg too!

L

it has took 2 weeks today to complete, so was really quick, just waiting to hear from egg again about the loan we had, but with postal strikes ect, this one may be delayed, also egg have been fined for being unfair so i think you will get your money back fast too :T let me know what happens :j

di3004

wutus wrote: »

Thanks ever-so
It was just a loan from the woolwich but found another old credit card statement which i have discovered had ppi on it ( but no longer use the card) but it is morgan stanley and cant find the address for this either, sorry any ideas i know they have been taken over too .
thanks again

Your welcome.;)

Found these details here, hope this is the correct address for you here:

MORGAN STANLEY & CO. LIMITED
LEGAL DEPT
25 CABOT SQ. CANARY WHARF
LONDON
E14 4QA

beginner52

Scotties_Mum wrote: »

Hi,

I am sorry if this has been asked before, but wonder if anyone can give quick bit of advice on my Mum's Lloyds TSB loan.

She took a loan out for £7,500 over 5 years, and PPI was added.

Mum was 58 years old at time of loan, had been claiming DLA for years prior to the loan, (and still is), had breast cancer, and was effectively unemployed at the time, and is now retired anyway.

She has had a call and now a letter from a company who say she is eligible to reclaim the PPI, and will charge her 25% for a successful claim.

3 questions:
Is she potentially eligible to reclaim?
Should she use this company, or follow the templates on here?
Have people been successful in most cases against Lloyds TSB?

I am sure the answers are all on here somewhere, and will have a proper look through this thread later.

Thank you.

Hi there,

Had a similar experience with my wife who was 62 when the loan was taken out with Lloyds but thankfully we have not had the unfortunate illness issue which affected your mum. Used the templates on this website and received a reply within a month upholding the complaint amd now await payment which we expect to be a tidy 4 figure sum.

Hope this helps and good luck.

marshallka

beginner52 wrote: »

Hi there,

Had a similar experience with my wife who was 62 when the loan was taken out with Lloyds but thankfully we have not had the unfortunate illness issue which affected your mum. Used the templates on this website and received a reply within a month upholding the complaint amd now await payment which we expect to be a tidy 4 figure sum.

Hope this helps and good luck.

I am sure your post will give encouragement to others in similar circumstances. Thanks for that.:beer:

clarkygirl

Hi am new to all this so would be grateful to any info.

I took out a Capital One credit card about 12 years ago and have been paying ppi on it from the start. I am not sure what I put down at the time as my employment. Is there any way of finding out? I am sure I may have been on benefits at the time, or working a few hours a week. I am sure I applied by post, but at the time I was grateful of any credit.
Then a few years later I applied for an Egg Card and have been paying ppi on that one too. I have never been in full time work in these 12 years as I have been a stay at home mum or just worked a few hours a week in a playschool.
What are my chances of getting anything back? And how can I find out what I actually put on my application form.

Please help

maxdp

clarkygirl wrote: »

Hi am new to all this so would be grateful to any info.

I took out a Capital One credit card about 12 years ago and have been paying ppi on it from the start. I am not sure what I put down at the time as my employment. Is there any way of finding out? I am sure I may have been on benefits at the time, or working a few hours a week. I am sure I applied by post, but at the time I was grateful of any credit.
Then a few years later I applied for an Egg Card and have been paying ppi on that one too. I have never been in full time work in these 12 years as I have been a stay at home mum or just worked a few hours a week in a playschool.
What are my chances of getting anything back? And how can I find out what I actually put on my application form.

Please help

Hi There use the template on this site and adapt to your purposes. If you are sure you were unemployed or full time mum then put that in your letter it is up to them to prove otherwise. A lot of the time these companies made you opt out of the PPI so when you filled the form in right at the bottom of the form in tiny writing you would have had an opt out box. This is now seen as bad practice. You have nothing to lose just the price of a stamp.

Send the letter and give them 40 days to reply and then let us know of their response. Send by recorded delivery just to make sure the letters do not get lost in the post;) Good Luck

amersall

:hello::hello:hi max., long time no speak. how are you? missed you xx

tiggrae

wutus wrote: »

Thanks ever-so
It was just a loan from the woolwich but found another old credit card statement which i have discovered had ppi on it ( but no longer use the card) but it is morgan stanley and cant find the address for this either, sorry any ideas i know they have been taken over too .
thanks again

morgan stanley credit card has been taken over by barclaycard