PPI Reclaiming Discussion part 4

pinknico

I have also heard some companies use all the payment to pay off the PPI loan first but not sure how true this is? xx

di3004

dialysis wrote: »

Hi guys hooray got through to them first time!!! :jour claim has gone to Deloittes the man said that we should hopefully hear from them this week and if they did not need further info from us our claim may be sorted this week. I am really really hoping it will it may just stop our repo although i just hope they dont need more info. Keep my fingers and everything else crossed I hope that this applies to everyone elses claim too;)

Hi dialysis

This is fantastic news for you :T:T:T:j:j:j, I certainly hope it will help as well, it's not your fault you have been waiting for your payout, we will all keep it all crossed for you.:A;)XXXXXXX

Oh received a pm from MSE Andrea in regards of the petition this morning and was informed that MSE Wendy will be back in a week, and she will wait for Wendy to respond to my pm about the petition.;)

di3004

bigjohnuk wrote: »

Hi Guys,

Well I started claiming back my PPI with BarclayCard way back in Feb 2009. After eight weeks they told me that they could not resolve my claim, so I wrote of a complaint to the FSO. About a week after doing that I got a form to fil in from Barclaycard, nothing to do with FSO as they wrote to say I had to send a copy of the last letter from Barclaycard.

Well on Saturday I got a letter from Barlcaycard to say that they can refund me £8,547 !!!

A result. This is a big plus to help claim down my balances.

Congratulations John, what a great result.
:beer::T:beer:

di3004

Fantasmo wrote: »

Hi all,

I'm in the process of drafting my first letter in an attempt to reclaim many years of PPI payment.
Before I send my letter off, I'm a little concerned if the whole process will have a negative impact on my credit rating.
I've been a customer of NatWest for most of my life and my Mastercard was with them. I'm still a customer so if I am to go ahead to try and reclaim PPI, can and will NatWest take action to impact me negatively in some way?
If not then I'll go ahead.
Also, do I need to send my first letter to my local branch or do I need to send to another address?

Most appreciative of any responses.

Hi there

I would not worry about this, you were out of pocket due to this, and your only rightfully reclaiming what is yours, it should not affect your rating, I've never known it to.

In regards of where to send your letter, if they have a separate complaints dept send to them, or check the address thread here to make sure, good luck.;)
http://forums.moneysavingexpert.com/showthread.html?t=1619943

Remember to post by recorded delivery, this is your proof of posting, they have 8 weeks in full to respond.

Fantasmo

di3004 wrote: »

Hi there

I would not worry about this, you were out of pocket due to this, and your only rightfully reclaiming what is yours, it should not affect your rating, I've never known it to.

In regards of where to send your letter, if they have a separate complaints dept send to them, or check the address thread here to make sure, good luck.;)
h**p://forums.moneysavingexpert.com/showthread.html?t=1619943

Remember to post by recorded delivery, this is your proof of posting, they have 8 weeks in full to respond.

Thank you for your information.
I'll send off a letter today. I've had my card and been paying PPI for 11 years!

amersall

dialysis wrote: »

Hi guys hooray got through to them first time!!! :jour claim has gone to Deloittes the man said that we should hopefully hear from them this week and if they did not need further info from us our claim may be sorted this week. I am really really hoping it will it may just stop our repo although i just hope they dont need more info. Keep my fingers and everything else crossed I hope that this applies to everyone elses claim too;)

hi dialysis:cool: excellent news for you, i hope this is sorted very quick for you, and you are able to stop your repo, my heart goes out to you, you must be worried sick over this _pale_ i have everything crossed for you and pray that it wont be too long for the result you so badly need.and you can well and truly _party_ wishing you lots of luck :heartsmilxxxx

amersall

hi pinknico, you are right. the initial payments are to clear the ppi first then the loan, this is disgusting practice and i am glad a stop has been put on this

amersall

reclaiming ppi does not affect your credit rating, when you win your case the loan is put back in the position it was when the ppi was taken out, they do not do credit check for this either

pinknico

amersall wrote: »

hi pinknico, you are right. the initial payments are to clear the ppi first then the loan, this is disgusting practice and i am glad a stop has been put on this

Well if they have paid all payments towards PPI and all these should be refunded to me then I will be a very Happy Girl if I win my claim:D

But I agree I am glad they have stopped this practice.

kpwll

The FOS have a new telephone number just for PPI complaints it is
02032229400