PPI Reclaiming Discussion part 4

di3004

dialysis wrote: »

hi Maxdp and showergirl thanks for your support whatever you can cross cross it for us please!!:A

I'm, keeping it all crossed for you as well hunni.:A;)XXX

dialysis

Cheers Di your all a great help to us being able to post on here and recive support from you all is brill!!!:T

pinknico

Everything crossed for you here as well dialysis, wishing you all the best. xx

beaniebabe

Don't know if this is good news or bad! Anyway, I received an e-mail from FSCS today in regards to Picture!!

Thank you for your E mail of 30 June 2009 about your claim for compensation against Picture Financial Services Plc.

Our position remains as stated in my E mail of 4 June 2009. It is possible that your claim will be completed by December.

If you have any further questions, please telephone our helpline on 020 7892 7300, and we will be happy to be of assistance.

Yours sincerely

di3004

dialysis wrote: »

Cheers Di your all a great help to us being able to post on here and recive support from you all is brill!!!:T

With pleasure dialysis, with what you have been through, you deserve all the luck in the world, we are all here for you as always.:A;)XXX

di3004

beaniebabe wrote: »

Don't know if this is good news or bad! Anyway, I received an e-mail from FSCS today in regards to Picture!!

Thank you for your E mail of 30 June 2009 about your claim for compensation against Picture Financial Services Plc.

Our position remains as stated in my E mail of 4 June 2009. It is possible that your claim will be completed by December.

If you have any further questions, please telephone our helpline on 020 7892 7300, and we will be happy to be of assistance.

Yours sincerely

Hi beaniebabe

Thanks for posting this up.;)

This is very interesting.
So with counting down on this they are saying another 5 months, maybe they mean this will be at its latest with a bit of luck.
Lets hope its lot sooner than this, fingers crossed and I'm sure everyone is grateful for you posting this, thank you.:AXX

lalabibaby

I have received an audio CD of my telephone conversation with FP in June 2006 and I am getting ready to respond to their letter telling us that they have carried out a full review of the sales process and are unable to agree that the policy was mis-sold.

Before I respond I would like to ask if anyone has the answer to the following questions.

The telephone conversation was with me and I was told that because at that time I was S/E and didn't have 2 years full accounts my employment status was not relevant to the sale of the insurance or indeed the loan set up at all. My husband's income was sufficient on its own. Why at this point were discussions not terminated with myself and taken up with my husband? At no point did they ask to speak to him or seek his permission to discuss private financial matters. Does anyone know if Data Protection covers this? Is this alone grounds for mis-selling as they weren't actually talking to the person whose name would be on the loan and insurance?

Would be grateful for any help you can give.

bathgatebuyer

Hi all - not been on for ages as I've only got this one reclaim left which is with the FOS (you know, the one where they said, "You're outwith the timescale for complaining" but then quoted their time requirements which proved I was well within these timescales!?).

Well, I'm still waiting for their decision. It was 2 months since they said it fell outwith their remit and telling Sainsburys that my complaint was being dropped. I've asked them to reconsider and I've heard nothing since. Hopefully because they recognise their mistake and are getting Sainburys to cough up! LOL!!!

All else going ok. Money hassles so much less than they were before to the extent that I'm going off to Australia in a few months to see some family I've never even met.

dialysis

pinknico wrote: »

Everything crossed for you here as well dialysis, wishing you all the best. xx

Thanks Pinknico hope you get news soon too xx:T

dialysis

beaniebabe wrote: »

Don't know if this is good news or bad! Anyway, I received an e-mail from FSCS today in regards to Picture!!

Thank you for your E mail of 30 June 2009 about your claim for compensation against Picture Financial Services Plc.

Our position remains as stated in my E mail of 4 June 2009. It is possible that your claim will be completed by December.

If you have any further questions, please telephone our helpline on 020 7892 7300, and we will be happy to be of assistance.

Yours sincerely

Hi beaniebabe dont know about anyone else but I take it as bad news its disgusting that our claims will have been with them for nearly 16 months at christmas and it is only a possiblity they will be sorted:mad: especially when they have been upheld by the FOS their position has changed in months