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PPI Reclaiming Discussion part 4

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    aligerdie wrote: »
    thank you for your reply, at least its good to know its not just me! I'm going to print the fos form off in a min and send it monday.
    I've decided (due to my desperate financial situation :D ) not to allow these muppets to mess me around anymore!!


    You keep at them hun, don't stand back and let them fob you off with one of their standard fob off reponse.;)
    Keep fighting and show them you mean it.:T

    Di
    X
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    smitchy73 wrote: »
    Hi Di,

    Thats great I was just wondering because of the large amount of interest that gets added to the card balance each month, compared to just 8% we'd claim back, I'm looking forward to the mail within the next couple of weeks to see what I get in, this should be fun, wasn't going to go for the charges, but think I will go for them at the same as the PPi charges, ooh I think i'm getting excited, lol.

    DI, have you been nominated for a knighthood yet? I think the work you, turboman, maxdp etc do is incredible, is this your day job too?
    Hi Smitchy
    That is really nice of you. Thank you.

    Think Di would rather have the new computer for now the Knighthood could come bit later.;) :rotfl: :rotfl:
    :mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    aligerdie wrote: »
    Thanks for your reply! Well the card was taken out in 2004, and the DCA, nor the credit card company can provide me with the cca.

    As it was an online application they're saying I "requested it when I applied on the internet for an account with them".
    No specific dates mentioned to back this up either in their final letter.

    I feel like I'm being fobbed off, but I don't know how best to word a letter (strongly :D ) to get my point across, and ask for my premiums back!

    I feel like I'm banging my head against a brick wall with all these applications, and getting nowhere!!

    Hi There

    If could well have been a pre ticked box if you signed up for it on line. It this was the case it would mean you would have to opt out rather than opt in. If that was the case then you would have a case as it is now seen as not good practice.

    Good luck to you and I hope your financial position improves. You may be able to claim hardship if you go to the FOS. You may have to prove e.g. bank statements etc. Anyway all the best;)
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Hi Smitchy
    That is really nice of you. Thank you.

    Think Di would rather have the new computer for now the Knighthood could come bit later.;) :rotfl: :rotfl:


    "Oh yes please" lmao :rotfl: :rotfl: :rotfl: , I have worn this poor thing out :o:D;) lol XX
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    di3004 wrote: »
    "Oh yes please" lmao :rotfl: :rotfl: :rotfl: , I have worn this poor thing out :o:D;) lol XX
    Is that puter and hubby Di?.:T
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Is that puter and hubby Di?.:T


    :o:o:o , lmao probably both Max lol :rotfl: :rotfl: :rotfl: :D
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    aligerdie wrote: »
    thank you for your reply, at least its good to know its not just me! I'm going to print the fos form off in a min and send it monday.
    I've decided (due to my desperate financial situation :D ) not to allow these muppets to mess me around anymore!!
    awe thats a bit unkind to muppets isnt it lol
  • maxdp
    maxdp Posts: 3,873 Forumite
    amersall wrote: »
    awe thats a bit unkind to muppets isnt it lol
    Yes I like the Muppets too. Speciaally the two old g.i.t.s. in the balcony have forgotten their names Sedtler and Wardorf????? Help. Anyway they amused me.:p
    :mad:
  • aligerdie
    aligerdie Posts: 576 Forumite
    maxdp wrote: »
    Hi There

    If could well have been a pre ticked box if you signed up for it on line. It this was the case it would mean you would have to opt out rather than opt in. If that was the case then you would have a case as it is now seen as not good practice.

    Good luck to you and I hope your financial position improves. You may be able to claim hardship if you go to the FOS. You may have to prove e.g. bank statements etc. Anyway all the best;)

    thank you for that, I will mention that in my form to the fos. Come to think of it, they normally are opt out rather than opt in buttons...(but I would never have thought of that before!)

    thank you x
    96 items decluttered so far in 2013 :)
  • aligerdie
    aligerdie Posts: 576 Forumite
    amersall wrote: »
    awe thats a bit unkind to muppets isnt it lol

    lol, a little, however I thought it was a fairly non offensive term to use....(except if there are any of the muppets reading :D )
    96 items decluttered so far in 2013 :)
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