PPI Reclaiming Discussion part 4

soontobesensible

Has anyone had any luck claiming from GE Money?

cappo

soontobesensible wrote: »

Has anyone had any luck claiming from GE Money?

No but lots of people have asked that very same question so i should think people have had some reclaims by now, good luck.

icmelerlovers

i recevied letter today saying the logged my complaint on the 6th feb


in your telephone call you told us :

• you were led to belive that you would need to take ppi out if you wanted to ensure that you got the loans or credit cards.

if my understanding of your complaint is incorrect please contact us as soon as possible .

we are now gathering information and documentation relevant to your complaint to help us assess it furhter. if yoy wish to provide us with further information,please feel free to do so. you may also wish to visit f,o,s website for further guidance.

and goes on about 8 week period.

what happens now ?? how can i prove it ?, will it be my word against theirs ?.
any advice welcome

amersall

cappo wrote: »

Hi amersall sorry i've just switched my computer, on i assume it's the cap 1 posts you want me to comment on, i had exactly the same response from them, i think cap 1 send an automated response out and as you know they reject a lot of cases. The ombudsman is a route as such but i do think it depends which adjudicator you get, i got mine sorted in the end going through the actual ombudsman as the adjudicator rejected the case it's worth pursuing through the ombudsman in any case, i hope i've answered your query, anything else or anything specific you wanted to know that i've missed send me another post lovely.

Thanks for that xx

cappo

amersall wrote: »

Thanks for that xx

No worries lorraine, i hope it's what you wanted, sorry i could'nt be any more use. steve:D;)

amersall

icmelerlovers wrote: »

i recevied letter today saying the logged my complaint on the 6th feb


in your telephone call you told us :

• you were led to belive that you would need to take ppi out if you wanted to ensure that you got the loans or credit cards.

if my understanding of your complaint is incorrect please contact us as soon as possible .

we are now gathering information and documentation relevant to your complaint to help us assess it furhter. if yoy wish to provide us with further information,please feel free to do so. you may also wish to visit f,o,s website for further guidance.

and goes on about 8 week period.

what happens now ?? how can i prove it ?, will it be my word against theirs ?.
any advice welcome

They are asking you if you are complaining for mis sell with the reason above,the reason above is hard to prove as it your word against whoever sold you the insurance,if you only used that reason,then you need to look here for reasons for mis sell

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2
If anymore apply to you then let them know.

They will still look at the complaint,and you may win redress,but to be on the safe side see if anymore reasons apply to you.

amersall

cappo wrote: »

No worries lorraine, i hope it's what you wanted, sorry i could'nt be any more use. steve:D;)

You helped a lot dont do yourself down :T

Stormy38

Hi, after reading lots of the posts on here i decided to put in a PPI mis-selling case against Natwest for a loan going back to 1993, sent off my SAR and the cheque for £10. 40 days have passed and I've received nothing, and the cheque hasn't been cashed, I have proof the letter was received under the tracking service for royal mail,but don't know whether to send another letter and give them another 40 days. If anyone can advise me i'd be grateful. RBS/Natwest won't talk to me unless I can give account details. Don't know what to do next.

Update - I decided to wait a few more days and low and behold got a letter today saying that even though I had provided account details etc.etc on my letters RBS couldn't find me on the system. As they had put a contact telephone number on top of the letter I called and after quoting some of the 'phrases' from this forum, I've been found, credit cards, loans and all!!!! The downer - they can't guarantee when they will be able to sent the info out to me. Patience really is a virtue when trying to claim back mis-sold PPI!!!!

tracylouiseg

Quick question -

Sent a letter to Natwest asking for the information under section 77 of the CCA with regards to my loans and I have just received a letter back from them saying that as the loans have ended they have no obligation to provide the information I requested.

I don't have the reference numbers for the loans as they were paid off in June 2006 - can I still send them a PPI claim form without the policy numbers??

Help!!!

Stormy38

tracylouiseg wrote: »

Quick question -

Sent a letter to Natwest asking for the information under section 77 of the CCA with regards to my loans and I have just received a letter back from them saying that as the loans have ended they have no obligation to provide the information I requested.

I don't have the reference numbers for the loans as they were paid off in June 2006 - can I still send them a PPI claim form without the policy numbers??

Help!!!

I found they wouldn't accept the claim without the reference numbers, when I filled in the form or when I called in. I sent off a SAR request, just be prepared for the long wait 40days plus....