PPI Reclaiming Discussion part 4

Verytryingmummy

Just received a letter from HSBC offering me £2233.43 :j

I just want to say a huge thank you for all that have helped me along the way I'm so happy I can't stop smiling - now to look for a holiday for next year :rotfl:

Verytryingmummy

I had this with Capital One they have deducted monies even though I paid through CapQuest and it should have been cleared I tried to discuss with Capital One but got nowhere it's now being dealt with through the Financial Ombudsman.

smitchy73

amersall wrote: »

What a lot of messing about :mad:,hope they made a mistake and sort it for you.

Thats me just received the cheque for the difference between what they awarded and what theyre keeping towards the offset, until I argue and win the point.

suzitiger

Thanks amersall,
Only problem I have is that it was originally under g0ldfish but was taken over by Bcard. Do you think I will still be able to reclaim, even tho it was not bcard that mis-sold me the policy?

Bigkev999

Good Afternoon,

I am currently awaiting a response about being miss-sold PPI on 2 loans and 3 Credit Cards with one bank. With the sam bank i currently owe money on a loan CCJ agreed and a credit card arrangment being set up.

if my complaint is upheld can they use that money to pay back the exisiting debt?? if sucsessfull i could really do with using the money else where I.E the mortgage and other debt of higher APR

beamerguy

Bigkev999 wrote: »

Good Afternoon,

I am currently awaiting a response about being miss-sold PPI on 2 loans and 3 Credit Cards with one bank. With the sam bank i currently owe money on a loan CCJ agreed and a credit card arrangment being set up.

if my complaint is upheld can they use that money to pay back the exisiting debt?? if sucsessfull i could really do with using the money else where I.E the mortgage and other debt of higher APR

If you still owe money to that bank, yes they can offset it. However, if they sold the debt to a debt collector, it is you whose name is on the PPI which is not transferable

Bigkev999

thank you, im not sure if my dept has been sold on i know this is not the case with the CCJ on the loan, i will just request that the full amount is issued via cheque if sucsessfull.

sorryitsme

Today I have been informed MBNA will be refunding £1200 to me. :j
I initially contacted them in August and they refused my complaint saying I ticked the box, I emailed them to reconsider as I had a pre exsisting medical condition and they refused again, but said if I proved I had a pre exsisting medical condition the will reconsider. I promptly went to my DRs got a copy of my notes and emailed the CEO.....7 days later and UPHELD!!!!:j

Today I also found out I will be refunded £1509 from Barclays for PPI on a £2000 loan in 1998 (the PPI was £485 but 8% interest boosted payment).

I would like to thank Di3004 and Beamerguy for their help on the two emails I sent MBNA:beer:

DON'T GIVE UP THE FIGHT;)

beamerguy

sorryitsme wrote: »

Today I have been informed MBNA will be refunding £1200 to me. :j
I initially contacted them in August and they refused my complaint saying I ticked the box, I emailed them to reconsider as I had a pre exsisting medical condition and they refused again, but said if I proved I had a pre exsisting medical condition the will reconsider. I promptly went to my DRs got a copy of my notes and emailed the CEO.....7 days later and UPHELD!!!!:j

Today I also found out I will be refunded £1509 from Barclays for PPI on a £2000 loan in 1998 (the PPI was £485 but 8% interest boosted payment).

I would like to thank Di3004 and Beamerguy for their help on the two emails I sent MBNA:beer:

DON'T GIVE UP THE FIGHT;)

WELL DONE YOU --- CHEERS

cappo

Verytryingmummy wrote: »

Just received a letter from HSBC offering me £2233.43 :j

I just want to say a huge thank you for all that have helped me along the way I'm so happy I can't stop smiling - now to look for a holiday for next year :rotfl:

Well done mummy:j:j:j:j:j:j:beer::beer::beer::beer::money::money::money::D:D:D:D:D:cool::cool::cool::cool::T:T:T:T