PPI Reclaiming Discussion part 4

sunshine25

Has anyone got a land line/alternative number to Lloyds ppi claim service. I'm calling 0845 602 6993 and it's costing a fortune as no one EVER answers

Thanks in advance

smitchy73

cappo wrote: »

Hi all anyone seen sunny8 on here lately, miss that little ladies sunny disposition

Not seen her in a while cappo, hope she's doing ok.:D

cappo

smitchy73 wrote: »

Not seen her in a while cappo, hope she's doing ok.:D

You and me both mate

Kiz2011

hi every one i am looking to reclaim my PPi and i have drafted up a letter. Please can you give me your thoughts to it:

Thank you




Dear Sir or Madam,

Re: Account number: ........

I am writing in relation to the above payment protection (PPI) policy which I believe was mis-sold to me. I believe you have not treated me fairly for the following reasons;

• The payment protection insurance (PPI) was added without my knowledge.

• The sales person selling the insurance was pushy and strongly advised me to take the insurance.

• I was told I had to take the insurance and I could not get my credit card without the PPI.

Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. Due to the PPI occurred some charges for going over the credit limit therefore I would like a refund for all the extra charges. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

I look forward to your full and prompt response to this letter.

If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint.

Yours faithfully,

cappo

Kiz2011 wrote: »

hi every one i am looking to reclaim my PPi and i have drafted up a letter. Please can you give me your thoughts to it:

Thank you




Dear Sir or Madam,

Re: Account number: ........

I am writing in relation to the above payment protection (PPI) policy which I believe was mis-sold to me. I believe you have not treated me fairly for the following reasons;

• The payment protection insurance (PPI) was added without my knowledge.

• The sales person selling the insurance was pushy and strongly advised me to take the insurance.

• I was told I had to take the insurance and I could not get my credit card without the PPI.

Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. Due to the PPI occurred some charges for going over the credit limit therefore I would like a refund for all the extra charges. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

I look forward to your full and prompt response to this letter.

If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint.

Yours faithfully,

Perfect kiz, looks fine.

asummers

Hi I'm new on here and have been really spurred on by some of your stories. We were mis sold PPI on a loan we took out with Welcome finance. They told us we had to have it to be able to qualify for the loan; well now I know that is not true. So I filled out the Ombusman form and sent it of to Welcome finance, to our surprise within a week we received confirmation that they were looking into our case and within 2 wks, we had received £1200 back; when we thought it would only be £200. We had forgot we had renewed the loan halfway through.

We are in the process of claiming PPI with Blackhorse who are proving to be a bit harder, claiming that we were not mis sold, even though they also told us we had to have it to qualify! Well of to the the FOS last week we went and we are waiting to here from them, so fingers crossed!

Keep on at it everybody!!

cappo

asummers wrote: »

Hi I'm new on here and have been really spurred on by some of your stories. We were mis sold PPI on a loan we took out with Welcome finance. They told us we had to have it to be able to qualify for the loan; well now I know that is not true. So I filled out the Ombusman form and sent it of to Welcome finance, to our surprise within a week we received confirmation that they were looking into our case and within 2 wks, we had received £1200 back; when we thought it would only be £200. We had forgot we had renewed the loan halfway through.

We are in the process of claiming PPI with Blackhorse who are proving to be a bit harder, claiming that we were not mis sold, even though they also told us we had to have it to qualify! Well of to the the FOS last week we went and we are waiting to here from them, so fingers crossed!

Keep on at it everybody!!

Welcome asummers and well done on your win:j:j:j:j:beer::beer::beer::beer::beer::money::money::money::money::money::D:D:D:D:T:T:T:T:T:):):):):)

asummers

Thanks Cappo, not gonna give up.

cappo

asummers wrote: »

Thanks Cappo, not gonna give up.

thats the spirit

Kiz2011

cheers cappo