PPI Reclaiming Discussion part 4

cappo

vindicated wrote: »

Interesting, May I ask why you said "Yet"? I'm considering sending a letter requesting additional damages but not sure if i'll be successful or not and whether the bank will just stonewall me.

Not getting my hopes up anyway - was just a query!

Hi again vindicated put a claim in you might be surprised.

cappo

sunshine25 wrote: »

Anyone got a link to an online ppi claim calculator please

Sorry it's cag haven't got ours



https://skydrive.live.com/view.aspx?cid=AB205AD5E31A8810&resid=AB205AD5E31A8810%21155

vindicated

cappo wrote: »

Hi again vindicated put a claim in you might be surprised.

Thanks, I think I will - I dont know whether to wait on their initial settlement cheque or just send the damages letter now?!

If I send the letter prior to receiving the cheque for the PPI will they just cancel it?

Worse still, if i cash the cheque...can they then say "Well you cashed it, so now you cant claim damages"

Everything's a bit confusing

cappo

vindicated wrote: »

Thanks, I think I will - I dont know whether to wait on their initial settlement cheque or just send the damages letter now?!

If I send the letter prior to receiving the cheque for the PPI will they just cancel it?

Worse still, if i cash the cheque...can they then say "Well you cashed it, so now you cant claim damages"

Everything's a bit confusing

Yes it is a bit tricky as a cheque is normally paid out as a full and final settlement so you could'nt go back to revisit the amount as it were but i would think that with additional compensation they might have to send you a new calculations letter out which might delay things and the banks would almost certainly use any delay to there advantage, it's a tough one to call.

beamerguy

cappo wrote: »

Yes it is a bit tricky as a cheque is normally paid out as a full and final settlement so you could'nt go back to revisit the amount as it were but i would think that with additional compensation they might have to send you a new calculations letter out which might delay things and the banks would almost certainly use any delay to there advantage, it's a tough one to call.

Hi these are two different issues.

One is reclaiming the mis-sold PPI, the other is claiming damages from them due to the mis-sold PPI and the damage it caused you.

MrsShazbat

FOS asked me to complete (again) the original paperwork I completed off this site which I sent back on 22/09/11. They acknowledged receipt on 29/09/11 and then sent a further letter dated 01/10/11 stating that it could be anything up to a year before I get a result due to the volume of complaints.

Have to say patience is not my strong point. I've sent 3 emails now for a progress report; presumably my hands are tied now and I just have to wait?

cappo

MrsShazbat wrote: »

FOS asked me to complete (again) the original paperwork I completed off this site which I sent back on 22/09/11. They acknowledged receipt on 29/09/11 and then sent a further letter dated 01/10/11 stating that it could be anything up to a year before I get a result due to the volume of complaints.

Have to say patience is not my strong point. I've sent 3 emails now for a progress report; presumably my hands are tied now and I just have to wait?

Hi karen sorry to hear about these new delays my cap 1 is all done now, time to start on LTSB, good luck on this once the fos get into it you should be ok, i had an adjudicator who came in near the end for me at the fos, absolutely excellent, fingers crossed you get him.

sunshine25

cappo wrote: »

Sorry it's cag haven't got ours



https://skydrive.live.com/view.aspx?cid=AB205AD5E31A8810&resid=AB205AD5E31A8810%21155

Thanks. In sheet 2 first line of table, do I enter the the full amount ppi loan amount and then list the payments?

Bigkev999

Could people please help and give me names, email adresses and postal addresses that may be helpful during my complaint with Halifax. i am chasing recovery on 2 loans

Thank you in advance

cappo

Hi all anyone seen sunny8 on here lately, miss that little ladies sunny disposition