PPI Reclaiming Discussion part 4

lisajaynec

smitchy73 wrote: »

guys, someone was talking about this on another thread a wee while ago to say they had heard this is happening, and seemingly FOS wont support it either, but going back a few years ago it was the norm to have the boxes pre-ticked and if you didn't want the ppi you had to untick the box, rather than ticking the box to say you wanted it. I think finding posts from people who have successfully complained about the pre ticked boxes. When I took out my Barclaycard, I went through I think three times of offering the ppi, and as i'm a civil servant delcined them all, but another screen would pop up saying are you sure, then are you really really sure etc. I think at this point if I had chosen it, there's no way they would pay out, but I don't know what it was like before this.

Lisa, is it YB thats refusing to pay out?

Yes although still waiting for official letter to come they phoned me today saying they couldn't locate the paperwork.

beamerguy

lisajaynec wrote: »

Post no 24405 on this page was one colleague, another one I already completed a letter for her changing what you and cappo had given me previously and asking them to reconsider and the third is bringing me her letter in on Monday
Lisa

OK, i cannot help but feel this is one of those cases of chinese whispers saying the banks are rejecting and the FOS also.

This would be head line news but there is nothing about it.

lisajaynec

Does anyone know who to make a claim against for First National Motor Finance and an address please

Thanks
Lisa

smitchy73

lisajaynec wrote: »

Yes although still waiting for official letter to come they phoned me today saying they couldn't locate the paperwork.

When were the loans taken out and do they still appear on your credit report,I think Dizzy Di done this or heardabout someone who done this. If it's on your credit report you can contact them and contest the entry, they then contact the lender, and low and behold when the agreement is disputed they come up with paperwork either that or contact the email addresses i've given you before, or if you need them again, just ask.:D

lisajaynec

smitchy73 wrote: »

When were the loans taken out and do they still appear on your credit report,I think Dizzy Di done this or heardabout someone who done this. If it's on your credit report you can contact them and contest the entry, they then contact the lender, and low and behold when the agreement is disputed they come up with paperwork either that or contact the email addresses i've given you before, or if you need them again, just ask.:D

Hi
No they don't appear on my credit report they were paid off in 1998 and 2001 although I have my statements still but not for when the money went in lol. I am cross as I said they appear on my SAR and the teller gave me the numbers over the counter, so they were on her screen but they cant locate the paperwork!

beamerguy

Whilst I agree that VIRGIN should get a stake in the banking market, it is so sad that George Osborne readily throws away, somewhere between £400m and £650m of taxpayers money

Is this government forgetting the millions of people facing the bread line in this country and more importantly, he has forgotten they are voters and will not forget the next time they have to tick a box on a election paper ?

Cameron is becoming like Thatcher and she was booted out ?

VIRGIN MONEY

http://www.bbc.co.uk/news/business-15769886

Let's hope as Osborne suggests, VIRGIN, do loan money to businesses and families but the question is, WHERE WILL VIRGIN GET ALL THE MONEY FROM ?

dilus

beamerguy wrote: »

he has forgotten they are voters and will not forget the next time they have to tick a box on a election paper ?

I ain't ticking no box,we all know that s**t happens when we do that :rotfl:

beamerguy

dilus wrote: »

I ain't ticking no box,we all know that s**t happens when we do that :rotfl:

You are course 100% right dilus, how are the dogs

lisajaynec

I ain't ticking no box,we all know that s**t happens when we do that


You are course 100% right dilus, how are the dogs

you two are so funny!!!!

dilus

beamerguy wrote: »

You are course 100% right dilus, how are the dogs

The dogs are fine m8 thanks and no I didn't marry one