PPI Reclaiming Discussion part 4

di3004

The_Logans wrote: »

Aargh. Halifax! This is so frustrating – I have a cheque for £1700 burning a hole in my pocket. I can’t bank it as it will be seen as acceptance of their offer, and they have no idea when I’ll receive the final response letter with the breakdown of what that £1700 consists of!

Annoying isnt it and it does not make sense that they do this all the wrong way round?

There is a certain amount of time you can hold on to your cheque before banking it and because of they way they are dealing with it, if there is a shortfall where they've underpaid they should send you the remainder to follow afterwards, I think that is only fair, so you know you can just put your cheque into your account.

I would ask again and if they can't give you a timescale, contact the FSA, good luck.;):beer:

di3004

chelledavis wrote: »

Hi, hope someone can help with this please. I have found an old statement headed "Creditcharge", and seem to think this is an argos storecard ? The address at the bottom of the statement is First National Tricity Finance, Agar Street, London but Im having no luck tracing them. It definitely shows ppi and I would love to claim it back so ANY help at all would be hugely appreciated. Thank you.:)

Hi and welcome

What you could do - if your unable to locate them, is contact the FOS and I'm sure they should know, if they are no longer active, they may suggest another avenue, for example, if the business are dissolved they may be listed with the Financial Compensation scheme (FSCS), and if they were regulated by the FSA at the time you taken out the account you can make a reclaim through them, otherwise the FOS may suggest the underwriter/insurer of the policy as another way of trying to get your money back to you, good luck.

FOS
http://www.financial-ombudsman.org.uk/contact/index.html

More on FSCS.
http://www.fscs.org.uk/contact-us/

cappo

moneyangel22 wrote: »

Thank you so much!

Can you tell me where this is stated in the fsa regs please? I want to quote it to hsbc but need to make sure i get the wording right!

Thanks again!!:beer:

Sorry angel only now got my computer up the applicable paragraphs are
3.3.39
and 3.3.89

Totally_Confused_2

Hi,

Has anyone ever contacted the insurance company that is supposed to send out the certs etc when complining about PPI? Apparently AXA are the underwritrs for Capital One but I have never had an AXA policy in my life.

cappo

Totally_Confused wrote: »

Hi,

Has anyone ever contacted the insurance company that is supposed to send out the certs etc when complining about PPI? Apparently AXA are the underwritrs for Capital One but I have never had an AXA policy in my life.

i can confirm that axa are cap 1's insurers as i've now had a disability claim payout from them.

Totally_Confused_2

Hi Cappo. I was informed during a conversation that AXA were the insurers but I had no knowledge of this prior to that conversation and heave never had any paperwork from them so I am considering calling them to to see if they have heard of me.

cappo

Totally_Confused wrote: »

Hi Cappo. I was informed during a conversation that AXA were the insurers but I had no knowledge of this prior to that conversation and heave never had any paperwork from them so I am considering calling them to to see if they have heard of me.

Give them a call there the one's you want.

Totally_Confused_2

Do you have a number for the correct people, I tried to phone them but got through to home insurance and they couldn't even give me a number to get through to the correct people.

cappo

Totally_Confused wrote: »

Do you have a number for the correct people, I tried to phone them but got through to home insurance and they couldn't even give me a number to get through to the correct people.

If you have any questions, please call us on 0845 601 9648 between 9am to 5pm Monday to Friday and we will be happy to help.



there you go i talked to jackie frost.

beamerguy

Totally_Confused wrote: »

Hi Cappo. I was informed during a conversation that AXA were the insurers but I had no knowledge of this prior to that conversation and heave never had any paperwork from them so I am considering calling them to to see if they have heard of me.

Same with me, at no time did CAP1 tell me the insurer, thought it was CAP1 doing the PPI. Only found out it was AXA when I claimed.

FALSE SELLING BY CAPITAL ONE ...... IT'S HAPPENED TO 1000'S

BAD BANK NOT TO BE TRUSTED DON'T LET CAPITAL ONE SELL YOU INSURANCE >>>> ITS A FAKE


Capital One Mass Complaint
http://www.consumeractiongroup.co.uk/forum/showthread.php?77384-Capital-One-Mass-Complaint