PPI Reclaiming Discussion part 4

beamerguy

lisajaynec wrote: »

I have just sent a letter to the tax office notifying them of my win and interest I have to pay tax on, but then itemising my costs associated with my claim (postage, printer ink and 20 mins per claim@£10 per hour). I will keep you informed when I receive a reply
Lisa

OH LISA, as Gary Barlow would say, BRILLIANT, I THINK YOU WILL GO FAR

Guys this is amazing, and we all have the right to claim expenses, if this goes as i think it will, you can all claim writing off any liability

The Tax man has one bunch to thank .... THE THIEVING BANKS ???

I LOVE IT LISA
http://www.youtube.com/watch?v=4jB-V6RGWF8&feature=related

smitchy73

beamerguy wrote: »

The money is in the bag when "the fat lady sings" smitchy

They are using back street tactics, let me know when you actually get your cheques then we can celebrate

Beamer, we've had the cheques, first won was received last Monday for the CC claim, and that was a 6 days after receiving the offer, funds now free to spend. The TMPP cheque was received yesterday and in the bank today.

I know this is hard to believe, especially for me, I've been on here a long while, but i'll take it. So in everything else I do agree with, just think on this occassion the odd person is getting paid early/on time whichever way people like to take it, it's not fair by any matter of means, but I just wonder if it's anything to do with not getting an acceptance form either, it's just so strange.:D:cool:

beamerguy

smitchy73 wrote: »

Beamer, we've had the cheques, first won was received last Monday for the CC claim, and that was a 6 days after receiving the offer, funds now free to spend. The TMPP cheque was received yesterday and in the bank today.

I know this is hard to believe, especially for me, I've been on here a long while, but i'll take it. So in everything else I do agree with, just think on this occassion the odd person is getting paid early/on time whichever way people like to take it, it's not fair by any matter of means, but I just wonder if it's anything to do with not getting an acceptance form either, it's just so strange.:D:cool:

that's great, unfortunately, your success is not the norm, so we must help those who are currently struggling

AlanLFC1

Hi everyone

im new to this so please bear with me! and apologies in advance if this has already been asked but after reading Martins article re PPI i just have a couple of questions:

1. can you reclaim PPI if you still have your loan/mortgage etc with the same company
2. can you reclaim PPI if the loan/mortgage if you still owe the company money (eg i have years left on my mortgage/loans) but have been with the same company since i took them out).
3. do you need a copy of your original agreement to begin to make a claim

thanks in advance!

gingamonkey

Hi guys,

Sorry for the delayed response, I've been away.

MANY, MANY thanks to those of you who have offered advice in my pursuit of justice against Barclays!

It seems the general consensus is to reply to Barclays, cc-ing Bobby via email, as well as writing to the FOS.

My question is what do I send to the FOS?

Many thanks

martinfg

Has anyone had and payment from Natwest/RBS without receiving any calculations or indeed correspondence at all. I was informed by the FOS back in August that my claim had been upheld and Natwest would contact me within 8 weeks, they said they had no idea of the amount but it would be in line with the way the FOS calculates redress.

I then recieved a letter on 17th Oct warning of delays etc, however it would appear that I was credited with something termed PPI REDRESS to my credit card on Nov 1st.

Now whilst I am grateful especially as others are struggling to get their payments, it would help to know exactly how they worked it out, as I have no idea of how they did it and so cannot say if it is correct or not, it does not break it into premiums or interest or anything, just one figure termed PPI REDRESS.

The main thing is because it was a card dating back to the early nineties which was re-financed on several occasions and I wouild like to ensure I am not being disadvantaged, and that I am as stated in a position I would have been if I had not taken PPI.

Just wondering if anyone has had experience of this from Natwest/TSB.

amersall

gingamonkey wrote: »

Hi guys,

Sorry for the delayed response, I've been away.

MANY, MANY thanks to those of you who have offered advice in my pursuit of justice against Barclays!

It seems the general consensus is to reply to Barclays, cc-ing Bobby via email, as well as writing to the FOS.

My question is what do I send to the FOS?

Many thanks

Copies of your complaint to bank,there refusal and your reclaim letter that you are sending again to Barclays.

amersall

AlanLFC1 wrote: »

Hi everyone

im new to this so please bear with me! and apologies in advance if this has already been asked but after reading Martins article re PPI i just have a couple of questions:

1. can you reclaim PPI if you still have your loan/mortgage etc with the same company
2. can you reclaim PPI if the loan/mortgage if you still owe the company money (eg i have years left on my mortgage/loans) but have been with the same company since i took them out).
3. do you need a copy of your original agreement to begin to make a claim

thanks in advance!

Hi there, you need to post this here

http://forums.moneysavingexpert.com/forumdisplay.php?f=187

dunstonh and Magpie cottage are the ones for Mortgage ppi help,what they dont know is not worth knowing,title your thread mortgage ppi..

amersall

martinfg wrote: »

Has anyone had and payment from Natwest/RBS without receiving any calculations or indeed correspondence at all. I was informed by the FOS back in August that my claim had been upheld and Natwest would contact me within 8 weeks, they said they had no idea of the amount but it would be in line with the way the FOS calculates redress.

I then recieved a letter on 17th Oct warning of delays etc, however it would appear that I was credited with something termed PPI REDRESS to my credit card on Nov 1st.

Now whilst I am grateful especially as others are struggling to get their payments, it would help to know exactly how they worked it out, as I have no idea of how they did it and so cannot say if it is correct or not, it does not break it into premiums or interest or anything, just one figure termed PPI REDRESS.

The main thing is because it was a card dating back to the early nineties which was re-financed on several occasions and I wouild like to ensure I am not being disadvantaged, and that I am as stated in a position I would have been if I had not taken PPI.

Just wondering if anyone has had experience of this from Natwest/TSB.

You need to ring them and ask for a breakdown of the redress,they should give this to you.

gingamonkey

amersall wrote: »

Copies of your complaint to bank,there refusal and your reclaim letter that you are sending again to Barclays.

Thanks Amersall, I'll get on it