PPI Reclaiming Discussion part 4

doingmybest_3

st8ve wrote: »

I copied and sent the PPI reclaiming template to egg about 6 weeks ago.
I forgot about it cos i did'nt expect anything.
(i sent it by secure email)
I had 2 loans with them that i've paid, £7000 and £5000,
Today I got 2 cheques from them for a total of £1680.00.
I nearly fainted when i saw them!!!!!


Thank you very much martin lewis.......

(i'm just wondering if i should mention it to the wife....)

all the best.........
steve..

well done mate, Maybe you should buy her something nice as a surprise and treat.

sparky0107

Evening everyone,
I'm after a bit of advice, I've been trying to reclaim PPI from CSL (furniture), had the final response letters, been to the FOS, got a reply that they aren't regulated, can anyone point me in the direction of who I can turn to now, I thought that to sell any insurance products, these places had to be regulated?

Thanks in advance

di3004

st8ve wrote: »

I copied and sent the PPI reclaiming template to egg about 6 weeks ago.
I forgot about it cos i did'nt expect anything.
(i sent it by secure email)
I had 2 loans with them that i've paid, £7000 and £5000,
Today I got 2 cheques from them for a total of £1680.00.
I nearly fainted when i saw them!!!!!


Thank you very much martin lewis.......

(i'm just wondering if i should mention it to the wife....)

all the best.........
steve..

Steve,l Congratulations :beer: :T :beer: , that is great, well done to you.:beer: :T :beer: , oops tell the wife.......:o :rotfl: XX

di3004

sparky0107 wrote: »

Evening everyone,
I'm after a bit of advice, I've been trying to reclaim PPI from CSL (furniture), had the final response letters, been to the FOS, got a reply that they aren't regulated, can anyone point me in the direction of who I can turn to now, I thought that to sell any insurance products, these places had to be regulated?

Thanks in advance

Hiya Sparky

How annoying for you........:mad: , sorry to hear of this news, but just a thought was it CSL that arranged this for you?

I would say try to call the FLA (Financial leasing association) as another option, some have luck with these and some do not depending if the company are listed with them or not, but its another direction to try if you want to, give them a ring just to see what they have to say here hun:
http://www.fla.org.uk/fla/contact/index.jsp

There are companies that can help you through this,(free services) but do not go for the ones who charge upfront etc, I'm sure you may receive some posts, with some other suggestions good luck hun.;)

Please keep us posted. X

doingmybest_3

di3004 wrote: »

Hi there

Good one.:beer: :T :beer:

Now I assumed it would be as from the start of the PPI.......to the date of cancellation, I'm sure someone will clarify this if I'm wrong.;)
Well done hunni.:beer: :T :beer:

Di
XXX

Thanks Di, I wondered that but really they have deprived me of the money until now due to their misselling (although they have not admitted that). The exact wording on FOS's letter is ......Pay interest at 8% per year simple to cover interest charges that may have been applied during the term of cover. I'll check with Fos tomorrow to see what they say.

di3004

doingmybest wrote: »

Thanks Di, I wondered that but really they have deprived me of the money until now due to their misselling (although they have not admitted that). The exact wording on FOS's letter is ......Pay interest at 8% per year simple to cover interest charges that may have been applied during the term of cover. I'll check with Fos tomorrow to see what they say.

Yes double check with them and please let us know, cheers, good luck with this hun.:A XX

amersall

livylegs wrote: »

awww thanks!! yous are fantastic:kisses3:
I am putting that in now!! and also in the other details part am I right to tell the FOS what I have already been offered by FP and also that they didnt agree with our complaint in the 1st response we got from them?

thanks so muchly:rotfl:

yes absolutely and if you can photocopy the response and send that off even better, good luck and i am really pleased you are taking a stand !!:D power to the people lol :money:

phill570

Hi,

Natwest/RBS have recently sent me an offer of a goodwill gesture of £550.35 from a credit card i had with them for approx 6 years. At the height the balance was over £3000.

Should i accept this or am i selling myself short and whats this about 8% interest?

Cheers Phill

amersall

st8ve wrote: »

I copied and sent the PPI reclaiming template to egg about 6 weeks ago.
I forgot about it cos i did'nt expect anything.
(i sent it by secure email)
I had 2 loans with them that i've paid, £7000 and £5000,
Today I got 2 cheques from them for a total of £1680.00.
I nearly fainted when i saw them!!!!!


Thank you very much martin lewis.......

(i'm just wondering if i should mention it to the wife....)

all the best.........
steve..

:money::j:jwell done to you, and yes you had better tell the wife:rolleyes: or i will!!:p LOL thats great am really pleased for you :T:T:T:T:T

livylegs

awww thanks hun but you are right FP are shocking :mad: :mad:

but I am so grateful you fab ppl are here cos I dont have a clue lol:rotfl: