PPI Reclaiming Discussion part 4

cappo

eirelav1962 wrote: »

hi all had a loan with ge money in 2003 paid 663 ppi had my claim reject any help would be great

Did they give you a reason for rejecting your claim.

cappo

lisajaynec wrote: »

Hi Guys got a letter today for my credit card with MBNA being upheld and a offer of £9,000 :j:beer::money:
I couldn't have done it without your support and everyone on here, who has assisted me.
This has only taken from posting form on 3rd August so thanks everyone
BUT
They have only paid me out on 2 numbers shall I contact them re the third number? and if so anyone got the telephone number?

PLUS another smaller claim upheld after emailing CEO on Friday only £90 but its £90 in my pocket.:T
Thanks all and keep up the good work
Lisa
:rotfl::rotfl::rotfl::rotfl::j:T:beer:::::rotfl::rotfl:

Nice one lisa thats fantastic:T:T:):):):):beer::j:money::money::money::D:D

amersall

lisajaynec wrote: »

Hi Guys got a letter today for my credit card with MBNA being upheld and a offer of £9,000 :j:beer::money:
I couldn't have done it without your support and everyone on here, who has assisted me.
This has only taken from posting form on 3rd August so thanks everyone
BUT
They have only paid me out on 2 numbers shall I contact them re the third number? and if so anyone got the telephone number?

PLUS another smaller claim upheld after emailing CEO on Friday only £90 but its £90 in my pocket.:T
Thanks all and keep up the good work
Lisa
:rotfl::rotfl::rotfl::rotfl::j:T:beer:::::rotfl::rotfl:

:T:T:TWell done.
Give them a ring and see if this all the loans they have done or you are still owed one.

allofushere

amersall wrote: »

Hi there, you both need to put the claim in ASAP,the total ppi, if you win, will be taken off the balance and if it is still being paid,the monthly payment will reduce by the ppi amount. you will both get back the ppi paid to date with interest,you could take this off the loan and further reducing it ,so this is good for both of you financially.Look here for reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

On a cautious note,get it in writing that you are both making this claim and how the refund will be used,he could get a cheque and pocket the whole lot.

Thanks Amersall, although I dont think a cheque will be sent as he has not paid the repayments for 10 months.... found that out today too....do you still think we 'd have a claim? The loan is in arrears abviously.

amersall

allofushere wrote: »

Thanks Amersall, although I dont think a cheque will be sent as he has not paid the repayments for 10 months.... found that out today too....do you still think we 'd have a claim? The loan is in arrears abviously.

Hi, get a claim in and the win and total ppi will come off the loan, it doesnt matter if you have arrears,as i said the loan will reduce.
Good luck and let us know how you get on.

di3004

Congratulations to all winners today.:beer:

This damn weather has been playing havoc with my puter, and its doing my head in :mad:, goodness knows how many times today I've lost connection, so annoying.

cappo

amersall wrote: »

Hi there,what year was this?.
If it was post 2005,then give FSCS a ring and ask if you can claim through them.
If it was pre 2005,then ask what you can do regarding the insurer.
They may refer you to FOS.

http://www.fscs.org.uk/contact-us/
http://www.financial-ombudsman.org.uk/contact/index.html

Thanks amersall could'nt remember who they were

eirelav1962

hi cappo they are rejecting my claim without merit bect occurred more than six years ago i paid it off 2007

cappo

eirelav1962 wrote: »

hi cappo they are rejecting my claim without merit bect occurred more than six years ago i paid it off 2007

I would refer them to the fsa handbook as the fsa don't accept banks interpretation of the so called 6 year rule, nor does the fos there take is on it and you can quote this to the bank is nearly all banks are looking at claims 10 years and over now, i'd go back to them and challenge this, if no joy take it straight to the fos as i'm sure they will have a different take on this

Red_peppers

amersall wrote: »

Send all info to

[EMAIL="robert.diamond@barclaysplc.com"]robert.diamond@barclaysplc.com[/EMAIL]



Put you are amazed at the response from FP as this was clearly mis sold,and could someone take a look at this.

Thanks.

So should I just send Bob the letter I'm sending to FP, with a little addition to himself?
Eg. Dear Sir,

In reference to policy number xxxxx

Please will you get somebody to look into our complaint. I am amazed at the response from FP as this was clearly mis sold.

Followed by the letter.

Will this be enough, and I will put the policy number as the subject?